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| Re: [GMCnet] Insurance [message #346914 is a reply to message #346910] |
Mon, 26 August 2019 23:08   |
Ken Burton
Messages: 10030
Registered: January 2004
Location: Hebron, Indiana
Karma: 10
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Senior Member |
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Did they give you any reason why?
I have USAA and State Farm on various vehicles here with State Farm on the GMC. If you use USAA they will send you right back to Progressive for RV coverage. Maybe with a better rate.
Right now I am very disillusioned with USAA over an accident on a Honda FIT. It took 3 months and 19 phone calls (only one was returned) before they settled with me.
The problem with vehicle insurance it is controlled by the individual state and almost everyone is different. So you might ask for GMC owner experience and rates from California owners.
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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| Re: [GMCnet] Insurance [message #346919 is a reply to message #346914] |
Tue, 27 August 2019 06:15 |
C Boyd
Messages: 2629
Registered: April 2006
Karma: 18
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Senior Member |
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Ken: as you say it might be the state. I am not eligible for AAA insurance even tho Dad was in Normandy and the Battle of the Bulge he never had AAA insurance so I was not eligible. Cat was coming home from work a couple years ago, sitting at a red light at the bowling alley when she was rear ended by a lady with AAA. After reports were made Cat and her Continental was basically unhurt other than scratches and a screw stuck in the rubber bumper cover, Her Escort was totaled and pushed into the bowling alley parking lot. We had a settlement check from AAA before the Escort was moved from the parking lot in 2 weeks.
Ken Burton wrote on Tue, 27 August 2019 00:08Did they give you any reason why?
I have USAA and State Farm on various vehicles here with State Farm on the GMC. If you use USAA they will send you right back to Progressive for RV coverage. Maybe with a better rate.
Right now I am very disillusioned with USAA over an accident on a Honda FIT. It took 3 months and 19 phone calls (only one was returned) before they settled with me.
The problem with vehicle insurance it is controlled by the individual state and almost everyone is different. So you might ask for GMC owner experience and rates from California owners.
C. Boyd
76 Crestmont
East Tennessee
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| Re: [GMCnet] Insurance [message #346926 is a reply to message #346919] |
Tue, 27 August 2019 09:53 |
k2gkk
Messages: 4452
Registered: November 2009
Karma: -8
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Senior Member |
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Just a note to remind everybody that there is a big difference between AAA and USAA !
Originally, USAA (United States Automobile Association) was originally only available to US military officers. In fairly recent years, membership was opened to non-commissioned officers. Now membership is open to all veterans. USAA insurance is regularly at or near the top of Consumer Reports analysis and ratings.
AAA is American Automobile Association and membership is available to all.
D C "Mac" Macdonald
Amateur Radio K2GKK
Since 30 November '53
USAF and FAA, Retired
Member GMCMI & Classics
Oklahoma City, OK
"The Money Pit"
TZE166V101966
________________________________
From: Gmclist on behalf of Charles Boyd via Gmclist
Sent: Tuesday, August 27, 2019 06:15
To: gmclist@list.gmcnet.org
Cc: Charles Boyd
Subject: Re: [GMCnet] Insurance
Ken: as you say it might be the state. I am not eligible for AAA insurance even tho Dad was in Normandy and the Battle of the Bulge he never had AAA
insurance so I was not eligible. Cat was coming home from work a couple years ago, sitting at a red light at the bowling alley when she was rear
ended by a lady with AAA. After reports were made Cat and her Continental was basically unhurt other than scratches and a screw stuck in the rubber
bumper cover, Her Escort was totaled and pushed into the bowling alley parking lot. We had a settlement check from AAA before the Escort was moved
from the parking lot in 2 weeks.
Ken Burton wrote on Tue, 27 August 2019 00:08
> Did they give you any reason why?
>
> I have USAA and State Farm on various vehicles here with State Farm on the GMC. If you use USAA they will send you right back to Progressive for
> RV coverage. Maybe with a better rate.
> Right now I am very disillusioned with USAA over an accident on a Honda FIT. It took 3 months and 19 phone calls (only one was returned) before
> they settled with me.
>
> The problem with vehicle insurance it is controlled by the individual state and almost everyone is different. So you might ask for GMC owner
> experience and rates from California owners.
--
C. Boyd
76 Crestmont
East Tennessee
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| Re: [GMCnet] Insurance [message #346927 is a reply to message #346919] |
Tue, 27 August 2019 10:04 |
C Boyd
Messages: 2629
Registered: April 2006
Karma: 18
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Senior Member |
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Sorry for my confusion, I meant to say USAA.
C Boyd wrote on Tue, 27 August 2019 07:15Ken: as you say it might be the state. I am not eligible for AAA insurance even tho Dad was in Normandy and the Battle of the Bulge he never had AAA insurance so I was not eligible. Cat was coming home from work a couple years ago, sitting at a red light at the bowling alley when she was rear ended by a lady with AAA. After reports were made Cat and her Continental was basically unhurt other than scratches and a screw stuck in the rubber bumper cover, Her Escort was totaled and pushed into the bowling alley parking lot. We had a settlement check from AAA before the Escort was moved from the parking lot in 2 weeks.
Ken Burton wrote on Tue, 27 August 2019 00:08Did they give you any reason why?
I have USAA and State Farm on various vehicles here with State Farm on the GMC. If you use USAA they will send you right back to Progressive for RV coverage. Maybe with a better rate.
Right now I am very disillusioned with USAA over an accident on a Honda FIT. It took 3 months and 19 phone calls (only one was returned) before they settled with me.
The problem with vehicle insurance it is controlled by the individual state and almost everyone is different. So you might ask for GMC owner experience and rates from California owners.
C. Boyd
76 Crestmont
East Tennessee
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| Re: [GMCnet] Insurance [message #346929 is a reply to message #346910] |
Tue, 27 August 2019 11:40 |
captjack
Messages: 271
Registered: February 2010
Location: Sebastopol, California
Karma: 1
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Senior Member |
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I'm suffering along with Dean. Progressive raised my insurance from $548 last year to $720 this year (31%). I have $35k Actual Cash Value as part of the policy. I have never made any claims on the policy. I called Progressive and the agent could not find any reason related to me for the increase. She finally stated that it must a be general increase for California.
As far as USAA is concerned, I was able to get insurance as an NCO for my automobiles, but the rates were almost double what I was paying for Allstate. USAA also has a poor reputation in Sonoma County where we've lost over 5000 homes to fire. They limited the coverage amounts homeowners could purchase which turned out to be below replacement costs and most USAA insured homeowners were uinderinsured as a result and out-of-pocket to replace their homes. So, as another GMCer commented, USAA is just an insurance company with a nod to military folks.
Jack Christensen - K6ROW,
'76 Glenbrook/Clasco - "The Silver Bullet",
Sebastopol, CA
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| Re: [GMCnet] Insurance [message #346936 is a reply to message #346910] |
Tue, 27 August 2019 13:04 |
Ken Burton
Messages: 10030
Registered: January 2004
Location: Hebron, Indiana
Karma: 10
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Senior Member |
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You guys ought to look at the of the pieces that make up that total. Is it Comp, collision, or liability. Sometimes just a change in zip code where it is parked makes a big difference. Also annual miles below 6000 or 7500 helps.
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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| Re: [GMCnet] Insurance [message #347028 is a reply to message #346910] |
Thu, 29 August 2019 10:25 |
drdonaldg
Messages: 35
Registered: June 2013
Location: San Rafael, CA
Karma: 1
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I have an agreed value policy by Good Sam, underwritten by National General for $47,500 with $500,000 liability and $500 deductible. My premium last year was $536.00, which I thought was reasonable. This year the premium jumped to $810.76! The agent I spoke with said that due to all of the fire losses in California last year National General was increasing all California premiums due to increased risk. They must think that all of California is going to burn. I have not researched other companies but it seems but it seems like most companies are following suit and substantially raising premiums.
1977 Palm Beach
TZE167V100274
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