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| [GMCnet] USAA GMC Insurance [message #230922] |
Sat, 23 November 2013 14:26  |
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USAussie
Messages: 15912
Registered: July 2007
Location: Sydney, Australia
Karma: 6
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Senior Member |
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G'day,
I sent in an email to have the Insurance on Double Trouble cancelled since I won't be driving it until next June / July and got the
following response from USAA.
Quote
Dear Mr. Mueller,
Thank you for your email. We understand your concern and that you cannot call in. We want to make sure we are not leaving you with a
lapse in insurance coverage. We can offer you the storage discount that can reduce your rate up to 80%. If you would like to take
advantage of this please reply I agree to the following terms:
As a unique benefit of USAA membership, you can reduce your premium up to 80% by adding a Vehicle Storage Discount. To qualify, you
must agree to the following conditions:
- The vehicle will not be driven for 21 consecutive days or more.
- The vehicle will not be driven while in storage.
- The vehicle will be stored in a secure location.
- I will remove the Storage Discount before driving the vehicle.
If you drive a vehicle while receiving the Storage Discount:
- Coverage for bodily injury and property damage liability will be reduced to the minimum amounts allowed by law.
- Collision and comprehensive coverage will only apply if your vehicle is financed.
- Rental reimbursement and towing and labor (if applicable) will not be covered.
If you would like to cancel the policy completely please just let us know.
We value your business and the opportunity to serve all your financial needs.
Thank you,
Melody Candia
USAA
Unquote
I'll follow up on this and ask them what the discount will be.
Stay tuned!
Regards,
Rob M.
Sydney, Australia
AUS '75 Avion-The Blue Streak TZE365V100428
USA '75 Avion-Double Trouble TZE365V100426
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Regards,
Rob M. (USAussie)
The Pedantic Mechanic
Sydney, Australia
'75 Avion - AUS - The Blue Streak TZE365V100428
'75 Avion - USA - Double Trouble TZE365V100426
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| Re: [GMCnet] USAA GMC Insurance [message #230927 is a reply to message #230922] |
Sat, 23 November 2013 14:41  |
powerjon
Messages: 2446
Registered: January 2004
Karma: 5
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Senior Member |
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Rob,
I have always put unused cars and the GMC on Vacation when they were not going to be used. It is typically pretty low cost. Ends up being about 15 to 20% of on the road cost. Good deal as it keeps your coach protected against loss, theft, fire and other damages while in storage.
JR
On Nov 23, 2013, at 3:26 PM, Robert Mueller <robmueller@iinet.net.au> wrote:
> G'day,
>
> I sent in an email to have the Insurance on Double Trouble cancelled since I won't be driving it until next June / July and got the
> following response from USAA.
>
> Quote
>
> Dear Mr. Mueller,
>
> Thank you for your email. We understand your concern and that you cannot call in. We want to make sure we are not leaving you with a
> lapse in insurance coverage. We can offer you the storage discount that can reduce your rate up to 80%. If you would like to take
> advantage of this please reply I agree to the following terms:
>
> As a unique benefit of USAA membership, you can reduce your premium up to 80% by adding a Vehicle Storage Discount. To qualify, you
> must agree to the following conditions:
>
> - The vehicle will not be driven for 21 consecutive days or more.
> - The vehicle will not be driven while in storage.
> - The vehicle will be stored in a secure location.
> - I will remove the Storage Discount before driving the vehicle.
>
> If you drive a vehicle while receiving the Storage Discount:
>
> - Coverage for bodily injury and property damage liability will be reduced to the minimum amounts allowed by law.
> - Collision and comprehensive coverage will only apply if your vehicle is financed.
> - Rental reimbursement and towing and labor (if applicable) will not be covered.
>
> If you would like to cancel the policy completely please just let us know.
>
> We value your business and the opportunity to serve all your financial needs.
>
> Thank you,
> Melody Candia
> USAA
>
> Unquote
>
> I'll follow up on this and ask them what the discount will be.
>
> Stay tuned!
>
> Regards,
> Rob M.
> Sydney, Australia
> AUS '75 Avion-The Blue Streak TZE365V100428
> USA '75 Avion-Double Trouble TZE365V100426
>
>
>
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
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J.R. Wright
GMC GreatLaker
GMC Eastern States
GMCMI
78 30' Buskirk Stretch
75 Avion Under Reconstruction
Michigan
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| Re: [GMCnet] USAA GMC Insurance [message #230928 is a reply to message #230922] |
Sat, 23 November 2013 14:53 |
Ken Henderson
Messages: 8726
Registered: March 2004
Location: Americus, GA
Karma: 9
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Senior Member |
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GREAT deal! Strange I never thought to ask for such a discount in the 35
years I've had motor homes covered by them. I'll contact them next week
for more details such as how often it can be implemented, etc.
Thanks, Rob. I owe you (but NOT all the premiums I SHOULD have saved!).
Ken H.
On Sat, Nov 23, 2013 at 3:26 PM, Robert Mueller <robmueller@iinet.net.au>wrote:
> G'day,
>
> I sent in an email to have the Insurance on Double Trouble cancelled since
> I won't be driving it until next June / July and got the
> following response from USAA.
>
> Quote
> ...
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Ken Henderson
Americus, GA
www.gmcwipersetc.com
Large Wiring Diagrams
76 X-Birchaven
76 X-Palm Beach
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| Re: [GMCnet] USAA GMC Insurance [message #230929 is a reply to message #230928] |
Sat, 23 November 2013 15:15 |
Len Novak
Messages: 676
Registered: February 2004
Location: Las Vegas, NV
Karma: -3
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Senior Member |
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Interesting.........USAA sent me to Progressive for motor home insurance.
Len and Pat Novak
1978 GMC Kingsley
The Beast II with dash lights that work and labels you can see!
Fallbrook, CA new email: B52Rule@Roadrunner.Com
http://www.gmcmhphotos.com/photos/showgallery.php?cat=4375
www.bdub.net/novak/
-----Original Message-----
From: gmclist-bounces@temp.gmcnet.org
[mailto:gmclist-bounces@temp.gmcnet.org] On Behalf Of Ken Henderson
Sent: Saturday, November 23, 2013 12:53 PM
To: gmclist
Subject: Re: [GMCnet] USAA GMC Insurance
GREAT deal! Strange I never thought to ask for such a discount in the 35
years I've had motor homes covered by them. I'll contact them next week
for more details such as how often it can be implemented, etc.
Thanks, Rob. I owe you (but NOT all the premiums I SHOULD have saved!).
Ken H.
On Sat, Nov 23, 2013 at 3:26 PM, Robert Mueller
<robmueller@iinet.net.au>wrote:
> G'day,
>
> I sent in an email to have the Insurance on Double Trouble cancelled since
> I won't be driving it until next June / July and got the
> following response from USAA.
>
> Quote
> ...
_______________________________________________
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-----
No virus found in this message.
Checked by AVG - www.avg.com
Version: 2014.0.4158 / Virus Database: 3629/6860 - Release Date: 11/23/13
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Len and Pat Novak
1978 GMC Kingsley
The Beast II with dash lights that work and labels you can see!
Las Vegas, NV new email: B52sRule@Gmail.com
http://www.gmcmhphotos.com/photos/showgallery.php?cat=4375
www.bdub.net/novak/
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| Re: [GMCnet] USAA GMC Insurance [message #230934 is a reply to message #230929] |
Sat, 23 November 2013 16:11 |
Ken Henderson
Messages: 8726
Registered: March 2004
Location: Americus, GA
Karma: 9
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Senior Member |
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They tried to send me to Progressive several years ago when they first made
whatever their agreement is. I didn't go. Don't like that company. I
don't know what the pro's/con's of that decision are, but I still don't
like that company.
Ken H.
On Sat, Nov 23, 2013 at 4:15 PM, Len Novak <B52Rule@roadrunner.com> wrote:
> Interesting.........USAA sent me to Progressive for motor home insurance.
>
>
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Ken Henderson
Americus, GA
www.gmcwipersetc.com
Large Wiring Diagrams
76 X-Birchaven
76 X-Palm Beach
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| Re: [GMCnet] USAA GMC Insurance [message #230935 is a reply to message #230933] |
Sat, 23 November 2013 16:41 |
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Matt Colie
Messages: 8547
Registered: March 2007
Location: S.E. Michigan
Karma: 7
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Senior Member |
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| WD0AFQ wrote on Sat, 23 November 2013 17:04 |
Hmmm, wish I could stay out of mine for 21 days. Sits in my driveway now. Will be driven every month or so til spring. Heck, Teri won't even let me drive it. I got to find a friend to do it. Maybe I will contact progressive Monday after I sneak a good warmup ride in it while Teri is at the store.
Thanks,
Dan
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Dan,
It is unfortunate that Teri won't drive it. Mary loves driving ours. If driving it is going to be a problem, Look at how to store a marine engine for the winter. We do this all the time up here in the north country. They smoke in the spring, but they do that for years and years.
Do the getting better thing.
Matt
Matt & Mary Colie - Chaumière -'73 Glacier 23 - Members GMCMI, GMCGL, GMCES
Electronically Controlled Quiet Engine Cooling Fan with OE Rear Drum Brakes with Applied Control Arms
SE Michigan - Near DTW - Twixt A2 and Detroit
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| Re: [GMCnet] USAA GMC Insurance [message #230938 is a reply to message #230934] |
Sat, 23 November 2013 17:55 |
k2gkk
Messages: 4452
Registered: November 2009
Karma: -8
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Senior Member |
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I don't like Progressive, either. However, USAA quit insuring motorized RVs and picked Progressive to be their "sub-contractor." I did get agreed value of $10k with them. I cancelled my motorcycle insurance with Progressive several years ago and went with GEICO for lots less than what I had been paying with Progressive.
Founder/Owner of Progressive is well-known as a backer of far-left causes.
I quit AARP, too, for the same reasons!
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
~~ ~ D C "Mac" Macdonald ~ ~~
~ ~ Amateur Radio - K2GKK ~ ~
~ ~ USAF and FAA, Retired ~ ~
~ ~ ~ Oklahoma City, OK ~ ~ ~
~~ ~ ~ "The Money Pit" ~ ~ ~~
~ ~ ~ ~ TZE166V101966 ~ ~ ~ ~
~ ~ ~ '76 ex-Palm Beach ~ ~ ~
~~ k2gkk + hotmail dot com ~~
~ www.gmcmhphotos.com/okclb ~
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
______________
*[ ]~~~[][ ][|\
*--OO--[]---O-*
> From: hend4800@bellsouth.net
> Date: Sat, 23 Nov 2013 17:11:19 -0500
> To: gmclist@temp.gmcnet.org
> Subject: Re: [GMCnet] USAA GMC Insurance
>
> They tried to send me to Progressive several years ago when they first made
> whatever their agreement is. I didn't go. Don't like that company. I
> don't know what the pro's/con's of that decision are, but I still don't
> like that company.
>
> Ken H.
>
>
> On Sat, Nov 23, 2013 at 4:15 PM, Len Novak <B52Rule@roadrunner.com> wrote:
>
> > Interesting.........USAA sent me to Progressive for motor home insurance.
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| Re: [GMCnet] USAA GMC Insurance [message #230955 is a reply to message #230934] |
Sat, 23 November 2013 21:19 |
Bob de Kruyff
Messages: 4260
Registered: January 2004
Location: Chandler, AZ
Karma: 1
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Senior Member |
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| Ken Henderson wrote on Sat, 23 November 2013 15:11 |
They tried to send me to Progressive several years ago when they first made
whatever their agreement is. I didn't go. Don't like that company. I
don't know what the pro's/con's of that decision are, but I still don't
like that company.
Ken H.
On Sat, Nov 23, 2013 at 4:15 PM, Len Novak <B52Rule@roadrunner.com> wrote:
> Interesting.........USAA sent me to Progressive for motor home insurance.
>
>
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Ken, I really don't like any insurance company, but I have had Progressive for the last 8 years (incl agreed value on the GMC) and I have to say they have been 100% for service, claim fairness, on line experience, and rates. I routinely check the competition but at least in AZ I consider them excellent.
Bob de Kruyff
78 Eleganza
Chandler, AZ
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| Re: [GMCnet] USAA GMC Insurance [message #230965 is a reply to message #230955] |
Sat, 23 November 2013 22:31 |
Ken Henderson
Messages: 8726
Registered: March 2004
Location: Americus, GA
Karma: 9
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Senior Member |
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If you can stand the stench of its leaders' political agenda, that's fine.
I can't.
Ken H.
On Nov 23, 2013 9:19 PM, "Bob de Kruyff" <NEXT2POOL@aol.com> wrote:
>
>
> Ken Henderson wrote on Sat, 23 November 2013 15:11
> > They tried to send me to Progressive several years ago when they first
> made
> > whatever their agreement is. I didn't go. Don't like that company. I
> > don't know what the pro's/con's of that decision are, but I still don't
> > like that company.
> >
> > Ken H.
> >
> >
> > On Sat, Nov 23, 2013 at 4:15 PM, Len Novak <B52Rule@roadrunner.com>
> wrote:
> >
> > > Interesting.........USAA sent me to Progressive for motor home
> insurance.
> > >
> > >
> > _______________________________________________
> > GMCnet mailing list
> > Unsubscribe or Change List Options:
> > http://temp.gmcnet.org/cgi-bin/mailman/listinfo/gmclist
>
> Ken, I really don't like any insurance company, but I have had Progressive
> for the last 8 years (incl agreed value on the GMC) and I have to say they
> have been 100% for service, claim fairness, on line experience, and rates.
> I routinely check the competition but at least in AZ I consider them
> excellent.
> --
> Bob de Kruyff
> 78 Eleganza
> Chandler, AZ
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
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>
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Ken Henderson
Americus, GA
www.gmcwipersetc.com
Large Wiring Diagrams
76 X-Birchaven
76 X-Palm Beach
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| Re: [GMCnet] USAA GMC Insurance [message #230971 is a reply to message #230965] |
Sat, 23 November 2013 23:32 |
Ken Burton
Messages: 10030
Registered: January 2004
Location: Hebron, Indiana
Karma: 10
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Senior Member |
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USAA also tried to send me to Progressive on my GMC. I refused and went to State Farm on my coach. I still have USAA on 2 of our cars and State Farm on the other two. I have my our motorcycles on a third company. I was going to switch my house insurance to USAA until they quoted my daughter double what she could find elsewhere on her house.
We have great rates on our cars but you have to look at each transaction with them to see whether they are a good deal or not.
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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| Re: [GMCnet] USAA GMC Insurance [message #230979 is a reply to message #230973] |
Sun, 24 November 2013 04:10 |
Ken Burton
Messages: 10030
Registered: January 2004
Location: Hebron, Indiana
Karma: 10
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Senior Member |
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| k2gkk wrote on Sun, 24 November 2013 00:05 |
We got decent prices for our Harleys with Geico.
|
Because USAA is also sending all motorcycles to Progressive I looked elsewhere.
Because all of my motorcycles are over 25 years old I got insurance with a company that does collectors. I have full coverage agreed value and every bike costs $50 per year or less. Every time I add one the rate for it goes down. They assume I can only ride one a time. I have one friend that has 14 bikes with them. On the last one they charged him $2.00.
Continental Western out of Wisconsin.
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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| Re: [GMCnet] USAA GMC Insurance [message #231008 is a reply to message #230971] |
Sun, 24 November 2013 08:52 |
jhbridges
Messages: 8412
Registered: May 2011
Location: Braselton ga
Karma: -74
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Senior Member |
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My Dad the judge always advised myself and brother against State Farm and Allstate because "I see them in my courtroom much more often than others." This was decades ago, they may have changed. However, when an Allstate insured t-boned my wife by running alight -with two cops and an EMT at the intersection as witnesses -it took three years to get a settlement out of them. Standing in the hallway in a North Georgia coutroom, their guy became reasonable. As my lawyer told the guy, "You know you could have settled for a third of this at the outset." Which they could. They were about ten minutes away from him telling a jury in appalachia "Here's this nice little ol' lady who was FOULLY WRONGED BY THIS BIG YANKEE INSHOANCE COM{ANY!" They'll objrect, but the damage is done. Thre's not a lot of limit to what a country - boy jury will award in that circumstance.
--johnny
From: Ken Burton <n9cv@comcast.net>
To: gmclist@temp.gmcnet.org
Sent: Sunday, November 24, 2013 12:32 AM
Subject: Re: [GMCnet] USAA GMC Insurance
USAA also tried to send me to Progressive on my GMC. I refused and went to State Farm on my coach. I still have USAA on 2 of our cars and State Farm on the other two. I have my our motorcycles on a third company. I was going to switch my house insurance to USAA until they quoted my daughter double what she could find elsewhere on her house.
We have great rates on our cars but you have to look at each transaction with them to see whether they are a good deal or not.
--
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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Foolish Carriage, 76 26' Eleganza(?) with beaucoup mods and add - ons.
Braselton, Ga.
I forgive them all, save those who hurt the dogs. They must answer to me in hell
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| Re: [GMCnet] USAA GMC Insurance [message #231012 is a reply to message #230965] |
Sun, 24 November 2013 09:11 |
Bob de Kruyff
Messages: 4260
Registered: January 2004
Location: Chandler, AZ
Karma: 1
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Senior Member |
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""If you can stand the stench of its leaders' political agenda, that's fine.
I can't""
I guess I'm not on top of that issue--maybe I don't want to know 
Bob de Kruyff
78 Eleganza
Chandler, AZ
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| Re: [GMCnet] USAA GMC Insurance [message #231018 is a reply to message #231008] |
Sun, 24 November 2013 09:21 |
Ken Burton
Messages: 10030
Registered: January 2004
Location: Hebron, Indiana
Karma: 10
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Senior Member |
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I have to defend USAA and State Farm on claims. Allstate is another story. Also claims that make it to court are rare and usually involve suing the opposite person for medical pain and suffering not property damage.
I had an accident with an Allstate insured and Allstate low balled the estimate on my car. I turned it over to State Farm who fixed my car. I asked the adjuster how he was going to get his money back. He said "I'll put this on my desk and the next time Allstate has a claim against us, I'll attach the two claims together and subtract the difference between them. That is what I'll pay."
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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| Re: [GMCnet] USAA GMC Insurance [message #231025 is a reply to message #230922] |
Sun, 24 November 2013 09:44 |
GeorgeRud
Messages: 1380
Registered: February 2007
Location: Chicago, IL
Karma: 0
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Senior Member |
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I've also had great experiences with State Farm, but I also have multiple policies with them. When we have had a claim, they've been very fair and quick to take care of it. The roofs on my home and business were replaced after a hail storm with no questions, and when my kids had their accidents that totaled a couple of cars, their settlements were more than I could have sold the cars for.
The only real issue I have is they don't allow you to go to a storage coverage for unused motorhomes. Seems like I'm paying a lot for a Motorhome that spends most of it's time just sitting still. I wish that Hagerty or another specialty collector insurance would cover the GMC as well. It certainly qualifies as a classic!
George Rudawsky
Chicago, IL
75 Palm Beach
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| Re: [GMCnet] USAA GMC Insurance [message #231028 is a reply to message #230955] |
Sun, 24 November 2013 10:05 |
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Matt Colie
Messages: 8547
Registered: March 2007
Location: S.E. Michigan
Karma: 7
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Senior Member |
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| Bob de Kruyff wrote on Sat, 23 November 2013 22:19 |
Ken, I really don't like any insurance company, but I have had Progressive for the last 8 years (incl agreed value on the GMC) and I have to say they have been 100% for service, claim fairness, on line experience, and rates. I routinely check the competition but at least in AZ I consider them excellent.
|
Bob,
Be glad you left Michigan. (I mean, just one more reason.) A few years ago they added a tax to annual vehicle insurance. Each and every vehicle insured pays 100$ per year into the state uninsured claims fund. So, one day this guy goes to get the new policy for his 30yo Honda 350(4) and he is expecting it to be ~40$ - Right? He usually bough this out of the carried pocket cash....
The nice lady says "Oh, it's gone up a bit, 143$" !!!
"That's not a bit, what happened to the 40$ policy?"
"Well the insurance is 43$ and the assessment is 100$."
"See Ya" and I never went back or rode that bike after the existing policy expired.
Now I drive our carrier crazy because I refuse to insure all our cars at once. So, like now the Tracker is back on until I decide if I'm going to put a new belt in the ALCR (special version of a PLD - Neon for the challenge series).
The coach is on an "Authentic Plate" registration that is a one time fee of 85$. Good for as long as I own it. But, I do have a real agreed value policy that is not cheap, but I would hate if I got T-boned by some drunk and his insurance paid me the book value.
Matt
Matt & Mary Colie - Chaumière -'73 Glacier 23 - Members GMCMI, GMCGL, GMCES
Electronically Controlled Quiet Engine Cooling Fan with OE Rear Drum Brakes with Applied Control Arms
SE Michigan - Near DTW - Twixt A2 and Detroit
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