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Club liability insurance [message #335018] Thu, 12 July 2018 20:26 Go to next message
RF_Burns is currently offline  RF_Burns   Canada
Messages: 2277
Registered: June 2008
Location: S. Ontario, Canada
Karma: 3
Senior Member
So the big thing about having to join the FMCA is for liability insurance for the chapter clubs. So just how much does this insurance actually cost?

I had my own business for 40 years and I had to carry liability insurance as well as covering property and equipment in a number of locations. I even had a garage auto policy to allow use to move customer vehicles. This was a 24/7-365 business with substantial liabilities if any of our equipment failed or any that we serviced.

So how much can this insurance possibly cost for 2 to 6 rallies a year lasting only a few days each.

FMCA costs me about $75.00 Canuck bucks and very little of their programs apply to me. So I get a nice magazine. At least now it has more now than articles about expensive diesel toasters.


Bruce Hislop
ON Canada
77PB, 455 Dick P. rebuilt, DynamicEFI EBL EFI & ESC.
1 ton front end
http://www.gmcmhphotos.com/photos/showphoto.php?photo=29001
My Staff says I never listen to them, or something like that
Re: [GMCnet] Club liability insurance [message #335025 is a reply to message #335018] Thu, 12 July 2018 23:35 Go to previous message
jimk is currently offline  jimk   United States
Messages: 6734
Registered: July 2006
Location: Belmont, CA
Karma: 9
Senior Member
Bruce,
GMC Iternational had 3 people investigate in detail to see the fesability
of having us supply the same coverage as FMCA.
After several reports and grilling by the board which I was on, it became
no brainer to stay with FMCA.
That was about 3 years ago.
If you have time and connections , I encourage you to dig in.
The commitee did lot of detail investigation and contacted many
agencies,etc.
Numbers speak, we considered all the local clubs.

On Thu, Jul 12, 2018 at 6:26 PM, Bruce Hislop wrote:

> So the big thing about having to join the FMCA is for liability insurance
> for the chapter clubs. So just how much does this insurance actually cost?
>
> I had my own business for 40 years and I had to carry liability insurance
> as well as covering property and equipment in a number of locations. I even
> had a garage auto policy to allow use to move customer vehicles. This was
> a 24/7-365 business with substantial liabilities if any of our equipment
> failed or any that we serviced.
>
> So how much can this insurance possibly cost for 2 to 6 rallies a year
> lasting only a few days each.
>
> FMCA costs me about $75.00 Canuck bucks and very little of their programs
> apply to me. So I get a nice magazine. At least now it has more now than
> articles about expensive diesel toasters.
>
> --
> Bruce Hislop
> ON Canada
> 77PB, 455 Dick P. rebuilt, DynamicEFI EBL EFI & ESC.1 ton front end
> http://www.gmcmhphotos.com/photos/showphoto.php?photo=29001
> My Staff says I never listen to them, or something like that
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
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>



--
Jim Kanomata
Applied/GMC, Newark,CA
jimk@appliedairfilters.com
http://www.appliedgmc.com
1-800-752-7502
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Jim Kanomata
Applied/GMC
jimk@appliedairfilters.com
www.appliedgmc.com
1-800-752-7502
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