Home » Public Forums » GMCnet » Insurance in Michigan (Inquiry on where to buy insurance)
| Insurance in Michigan [message #315175] |
Tue, 28 March 2017 20:47  |
DetroitDan
Messages: 51
Registered: March 2017
Location: Taylor, MI
Karma: 0
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I am thrilled to have purchased my first GMC motorhome.
... just got off the phone with Progressive, and it appears they don't have a listing for it, and couldn't figure out how to insure it.
Any ideas on where to purchase insurance in Michigan will be much appreciated.
It is a 1974 Canyonlands.
Dan
Dan Wallace
Detroit Metro
1974 Canyon Lands 260
Headers, 3.55, 16"
Floor plan 26-9
Honda 6010
Harrison 4-bag
[Updated on: Tue, 28 March 2017 20:54] Report message to a moderator |
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| Re: Insurance in Michigan [message #315177 is a reply to message #315175] |
Tue, 28 March 2017 21:02  |
Ken Burton
Messages: 10030
Registered: January 2004
Location: Hebron, Indiana
Karma: 10
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Lots of GMCers have Progressive. I do not because I refuse to do business with that company, but that is another story. Call them again. USAA pushed most of their RV business over to Progressive. I have USAA and also State Farm on some of my vehicles.
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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| Re: Insurance in Michigan [message #315192 is a reply to message #315184] |
Wed, 29 March 2017 08:06 |
mghamms
Messages: 466
Registered: March 2016
Location: Ware, Massachusetts
Karma: 2
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I use Amica on my vehicles although I'm in Massachusetts.
They had no problem with the GMC.
1977 Kingsley 455 as stock as it gets except lots of Ragusa parts
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| Re: Insurance in Michigan [message #315193 is a reply to message #315175] |
Wed, 29 March 2017 08:22 |
GMC Cruse
Messages: 606
Registered: June 2009
Location: SE Michigan
Karma: 3
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I got mine through the Wyandotte AAA office. My other cars were already insured there, but be sure to PM Nick. He knows more about insurance than I do and may know of a better option for you.
Mike K.
'75 PB
Southeast Michigan
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| Re: Insurance in Michigan [message #315203 is a reply to message #315175] |
Wed, 29 March 2017 12:27 |
DetroitDan
Messages: 51
Registered: March 2017
Location: Taylor, MI
Karma: 0
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Thank you all!
I am going to follow-up with Nick and check out the options offered through FMCA.
Dan
1974 Canyonlands
Dan Wallace
Detroit Metro
1974 Canyon Lands 260
Headers, 3.55, 16"
Floor plan 26-9
Honda 6010
Harrison 4-bag
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| Re: Insurance in Michigan [message #315205 is a reply to message #315203] |
Wed, 29 March 2017 15:29 |
77Royale
Messages: 461
Registered: June 2014
Location: Mid Michigan
Karma: 6
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Also, depending on your driving habits/plans. An authentic plate in Michigan, as opposed to an historical plate is the way to go.
Find a Michigan plate from 1974. Send the SOS 35 bucks, with the application and a print out photo of the plate and never pay a yearly registration fee again as long as you own the coach. The only down side is if you camp at a state park you need to buy that sticker each year.
http://www.michigan.gov/sos/0,4670,7-127-1585_1595_52364-205712--,00.html
To qualify for an authentic license plate, the vehicle must be:
26 or more years old
Owned solely as a collector's item
A vehicle registered with a regular historic plate or authentic historic plate cannot be used for general transportation. The vehicle can only used for participating in historical club activities, exhibitions, tours, parades, car shows, swap meets, and similar uses.
77 Royale, Rear Dry Bath. 403, 3.55 Final Drive, Lenzi goodies, Patterson carb and dizzy.
Mid Michigan
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| Re: Insurance in Michigan [message #315207 is a reply to message #315175] |
Wed, 29 March 2017 15:33 |
jhbridges
Messages: 8412
Registered: May 2011
Location: Braselton ga
Karma: -74
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Progressive underwrites mine via USAA. I self - insure the value and buy liability only though, and it's quite cheap.
==johnny
Foolish Carriage, 76 26' Eleganza(?) with beaucoup mods and add - ons.
Braselton, Ga.
I forgive them all, save those who hurt the dogs. They must answer to me in hell
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| Re: Insurance in Michigan [message #315216 is a reply to message #315203] |
Wed, 29 March 2017 22:04 |
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Matt Colie
Messages: 8547
Registered: March 2007
Location: S.E. Michigan
Karma: 7
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DetroitDan wrote on Wed, 29 March 2017 13:27Thank you all!
I am going to follow-up with Nick and check out the options offered through FMCA.
Dan
1974 Canyonlands
Quote:
http://www.michigan.gov/sos/0,4670,7-127-1585_1595_52364-205712--,00.html
To qualify for an authentic license plate, the vehicle must be:
26 or more years old
Owned solely as a collector's item
A vehicle registered with a regular historic plate or authentic historic plate cannot be used for general transportation. The vehicle can only used for participating in historical club activities, exhibitions, tours, parades, car shows, swap meets, and similar uses.
Dan,
Glad you found your way here.
Welcome to the group, family, cult, asylum.
I am not at home, but I will communicate with you when I am.
Three things right up front:
1 - An Historic or Authentic plate is now real issue as there is a GMC event almost every day of the year and there is nothing in the rules that says you have to go the short way.
2 - You may have to get an appraisal to get stated value insurance, but you have lucked out there too. Jim Kanomata will be and the fall rally in Elkhart, and you should be there too.
3 - We have a regular GMC Lunch bunch at All American on third Saturdays. (Watch for it here.)
Next thing you should do here is create sigfile with your real name (so we know who you are when you meet other GMCers), a short bit about the coach, (you did say Canyon Lands, but any serious mods should be noted) and you did include Taylor MI, but the email half of this bunch, so it is good to do (this is also how Mike and Nick locked on so fast).
There is a sizable following on FaceBook, and reading there is not a bad idea, but be aware that there are many that write there with little or no actual GMC experience. I have seen some dangerous answers. GMCs (TZE serial number) are very different beasts. You fortunately have the expertise you need right here. There lots of other resources too. We will get you smart about all of that stuff in due time.
The standard advice given here is always the same. Don't do anything rash...
Get it safe, get it reliable and enjoy what it gets you before you do anything to it. All but a very few things were well designed and there are only a very few real improvements to be made without great expense.
Now, you don't know about it yet, but you just acquired a whole bunch of brand new old friends. This is a community like few others. They are supportive and helpful much more than you might expect. Be aware that we all have a personal agenda. That agenda is - quite plainly - to see that you can enjoy your coach as much as we each enjoy our own. The only other community like this that I know of is that of the watermen that are my world. because of that, I have taken to welcoming new owners much as a new owner or vessel is welcomed there. So,
May the Good Lord bless this coach and all those that set forth within her.
Welcome Dan.
Matt
Matt & Mary Colie - Chaumière -'73 Glacier 23 - Members GMCMI, GMCGL, GMCES
Electronically Controlled Quiet Engine Cooling Fan with OE Rear Drum Brakes with Applied Control Arms
SE Michigan - Near DTW - Twixt A2 and Detroit
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| Re: Insurance in Michigan [message #315218 is a reply to message #315216] |
Wed, 29 March 2017 23:13 |
DetroitDan
Messages: 51
Registered: March 2017
Location: Taylor, MI
Karma: 0
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Thank you for the great information and the warm welcome!
I ordered a 1973 set of plates with 1974 sticker yesterday. I expect that it will be here in a couple of days.
I still have until December left on the plates on my current RV which I sold today. So, I think I might as well pay the $5 transfer fee and finish out those plates, because they have the state park pass sticker.
Sayurday, I hope to remove the GMC from the warehouse where it has been stored. The first place it's going is in my driveway to get everything sealed. It has been stored indoors most of its life, and while I bought a cover for it, I will not be storing it indoors.
Next it will go immediately for 6 new tires. Before I take it anyplace else I will change all of the fluids, check brake hoses heater hoses, belts Etc
I know that it has headers Flowmasters and a gorgeous three or three and a half inch exhaust all the way back; a Honda liquid cooled generator it is either 6k or 6.5k; it has 16 inch wheels, a cold air intake modification, 3.55 differential, 4 bag suspension, and appears to have been well cared for. Other than that, I do not know very much about it. It started right up and the engine was very smooth and quiet, the documentation and the parents indicate that it has 37,000 actual miles. I will be the third owner.
I only live a couple of miles from the buffet where you eat, so I will definitely join you there.
Thank you again and I look forward to meeting you.
Now I will quickly create a signature!
Dan Wallace
Detroit Metro
1974 Canyon Lands 260
Headers, 3.55, 16"
Floor plan 26-9
Honda 6010
Harrison 4-bag
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| Re: Insurance in Michigan [message #315261 is a reply to message #315250] |
Thu, 30 March 2017 21:29 |
DetroitDan
Messages: 51
Registered: March 2017
Location: Taylor, MI
Karma: 0
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Yes!
We will try to do that!
I will keep a close watch on the effects of the cover on the paint.
This cover is very "breathable."
Dan Wallace
Detroit Metro
1974 Canyon Lands 260
Headers, 3.55, 16"
Floor plan 26-9
Honda 6010
Harrison 4-bag
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