Home » Public Forums » GMCnet » Re: [GMCnet] Help to find loan
| Re: [GMCnet] Help to find loan [message #275914] |
Wed, 15 April 2015 11:51  |
emerystora
Messages: 4442
Registered: January 2004
Karma: 13
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You might want to join a Credit Union and then apply for a loan. They are usually easier on vehicle age.
They should be able to tell you before you join.
Emery Stora
> On Apr 14, 2015, at 10:29 PM, Rabbie wrote:
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> Hi I'am trying to buy a gmc motor home ,I am having a very hard time to get any company to loan on a 37 year old motorhome . Does anyone know of a loan company or a bank that loans money for the purchase of a gmc?
> Can I also ask if there is anyone in the San Diego area that could help me check over a gmc motorhome and help evaluate it , or is there a mechanic or service company that could be recommended
> Thanks Rabbie ,hopefully soon a gmc motorhome owner
> Sent from my iPad
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| Re: [GMCnet] Help to find loan [message #275916 is a reply to message #275914] |
Wed, 15 April 2015 12:06  |
Cadillackeeper
Messages: 464
Registered: October 2012
Location: Fort Lauderdale
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JJ Best is classic car finance.They know everything older is better and way more valuable than ANYTHING made today.I mean would you rather pay $25000 for a 2015 camaro or $25000 on a 1968 Z-28.Most americans are ignorant and would buy the 2015.We know better so do they,call them...
77 455 Elaganza II and 67 Animal, Built 500 Powered Eldo
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| Re: [GMCnet] Help to find loan [message #275933 is a reply to message #275916] |
Wed, 15 April 2015 16:30 |
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USAussie
Messages: 15912
Registered: July 2007
Location: Sydney, Australia
Karma: 6
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Anthony,
Sorry, NO SALE!
It would depend on what I was going to do with the vehicle, if it was to be a daily driver I would by the 2015, if it was to be a
Sunday cruiser I would by the 1968.
Regards,
Rob M.
-----Original Message-----
From: Gmclist [mailto:gmclist-bounces@temp.gmcnet.org] On Behalf Of anthony ezzo
JJ Best is classic car finance.They know everything older is better and way more valuable than ANYTHING made today.I mean would you
rather pay $25000 for a 2015 camaro or $25000 on a 1968 Z-28.Most americans are ignorant and would buy the 2015.We know better so do
they,call them...
--
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Regards,
Rob M. (USAussie)
The Pedantic Mechanic
Sydney, Australia
'75 Avion - AUS - The Blue Streak TZE365V100428
'75 Avion - USA - Double Trouble TZE365V100426
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| Re: [GMCnet] Help to find loan [message #275936 is a reply to message #275914] |
Wed, 15 April 2015 17:51 |
Cadillackeeper
Messages: 464
Registered: October 2012
Location: Fort Lauderdale
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Why a new one or are you real wealthy?And can you afford a disposable car?The 68 is user serviceable and easily replaced inside and out.The new one will cost and cost when that service engine light comes on.If it gets in a crash it is totally gone.Quarters on a 68 are like $150.
I do not understand.Liability in the driveway or Asset? I have been driving my same car since 1979.Nothing compares...
77 455 Elaganza II and 67 Animal, Built 500 Powered Eldo
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| Re: [GMCnet] Help to find loan [message #275941 is a reply to message #275937] |
Wed, 15 April 2015 19:29 |
Hal StClair
Messages: 971
Registered: March 2013
Location: Rio Rancho NM
Karma: -12
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I hear the old vs new a lot and although I have a number of 'classic' vehicles, I'm not blinded by the facts.
Have a look see at this video;
https://www.youtube.com/watch?v=joMK1WZjP7g
Hal
"I enjoy talking to you. Your mind appeals to me. It resembles my own mind, except you happen to be insane."
1977 Royale 101348,
1977 Royale 101586, Diesel powered,
1974 Eagle Bus 45',w/slideout,
Rio Rancho, NM
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| Re: [GMCnet] Help to find loan [message #275942 is a reply to message #275914] |
Wed, 15 April 2015 20:19 |
Cadillackeeper
Messages: 464
Registered: October 2012
Location: Fort Lauderdale
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Way Too Old...The proper frame really is 64-72 even though the coach goes to 78,I feel the classic finance guys go to 81 but better be a special 81.
That test is unfair with the old x frame cars.
77 455 Elaganza II and 67 Animal, Built 500 Powered Eldo
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| Re: [GMCnet] Help to find loan [message #275944 is a reply to message #275914] |
Wed, 15 April 2015 20:20 |
Dennis S
Messages: 3046
Registered: November 2005
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Back to the question...
Someone in the past mentioned using a lending club.
You might also check with a local club to establish some references and then look for an owner willing to self finance.
Dennis
emerystora wrote on Wed, 15 April 2015 11:51You might want to join a Credit Union and then apply for a loan. They are usually easier on vehicle age.
They should be able to tell you before you join.
Emery Stora
> On Apr 14, 2015, at 10:29 PM, Rabbie wrote:
>
>
>
> Hi I'am trying to buy a gmc motor home ,I am having a very hard time to get any company to loan on a 37 year old motorhome . Does anyone know of a loan company or a bank that loans money for the purchase of a gmc?
> Can I also ask if there is anyone in the San Diego area that could help me check over a gmc motorhome and help evaluate it , or is there a mechanic or service company that could be recommended
> Thanks Rabbie ,hopefully soon a gmc motorhome owner
> Sent from my iPad
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://temp.gmcnet.org/cgi-bin/mailman/listinfo/gmclist
_______________________________________________
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Dennis S
73 Painted Desert 230
Memphis TN Metro
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| Re: [GMCnet] Help to find loan [message #275950 is a reply to message #275942] |
Wed, 15 April 2015 22:54 |
Rob
Messages: 651
Registered: November 2013
Location: Victoria, BC
Karma: 3
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X-frame or not - passenger safety is at an all time high right now. You may feel safer in an old car - but you most definitely are NOT.
I still know guys that think they're safer without a seatbelt. But that doesn't make it a fact...
Rob
Victoria, BC
76 Royale - Rear Twins/Dry Bath
On 2015-04-15, at 6:19 PM, anthony ezzo wrote:
> Way Too Old...The proper frame really is 64-72 even though the coach goes to 78,I feel the classic finance guys go to 81 but better be a special 81.
> That test is unfair with the old x frame cars.
> --
> 77 455 Elaganza II and 67 Animal, Built 500 Powered Eldo
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Rob -
Victoria, BC -
76 Royale - Rear Twins/Dry Bath
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| Re: [GMCnet] Help to find loan [message #275953 is a reply to message #275950] |
Wed, 15 April 2015 23:08 |
sgltrac
Messages: 2797
Registered: April 2011
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If you need to finance the purchase price of a gmc I don't think you can
afford to own one cause just paying for the upkeep is a payment in itself.
Sully
77 Royale
77 eleganza 2 with blown switch pitch.
Seattle
On Wednesday, April 15, 2015, Rob wrote:
> X-frame or not - passenger safety is at an all time high right now. You
> may feel safer in an old car - but you most definitely are NOT.
>
> I still know guys that think they're safer without a seatbelt. But that
> doesn't make it a fact...
>
> Rob
> Victoria, BC
> 76 Royale - Rear Twins/Dry Bath
>
> On 2015-04-15, at 6:19 PM, anthony ezzo wrote:
>
>> Way Too Old...The proper frame really is 64-72 even though the coach
> goes to 78,I feel the classic finance guys go to 81 but better be a special
> 81.
>> That test is unfair with the old x frame cars.
>> --
>> 77 455 Elaganza II and 67 Animal, Built 500 Powered Eldo
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://temp.gmcnet.org/cgi-bin/mailman/listinfo/gmclist
>
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Sully
77 Royale basket case.
Future motorhome land speed record holder(bucket list)
Seattle, Wa.
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| Re: [GMCnet] Help to find loan [message #275966 is a reply to message #275941] |
Thu, 16 April 2015 10:18 |
rjw
Messages: 697
Registered: September 2005
Karma: 4
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Hal StClair wrote on Wed, 15 April 2015 20:29I hear the old vs new a lot and although I have a number of 'classic' vehicles, I'm not blinded by the facts.
Have a look see at this video;
https://www.youtube.com/watch?v=joMK1WZjP7g
Hal
Very scary for a vintage car driver. I have a 1978 VW Beetle convertible. Every time I drive it I can't help but wonder about how it would protect me in a crash. Not very well, except perhaps if I was hit by someone on a bicycle. Same goes for the motorhome. However, at least I am sitting above the engine and not behind it.
I have more exposure in the GMC to an accident (~10,000 miles a year) vs the less than ~ 400 miles in the VW. The good thing is that I drive more modern (hopefully safer in a crash) cars ~30,000 miles a year.
Richard
76 Palm Beach
SE Michigan
www.PalmBeachGMC.com
Roller Cam 455, TBI+EBL, 3.42 FD, 4 Bag, Macerator, Lenzi (brakes, vacuum system, front end stuff), Manny Tranny, vacuum step, Tankless + OEM water heaters.
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| Re: [GMCnet] Help to find loan [message #275967 is a reply to message #275960] |
Thu, 16 April 2015 10:24 |
rjw
Messages: 697
Registered: September 2005
Karma: 4
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sgltrac wrote on Thu, 16 April 2015 00:08If you need to finance the purchase price of a gmc I don't think you can afford to own one cause just paying for the upkeep is a payment in itself.
Sully
I've spent several times over the purchase price on my GMC for maintenance and upgrades over the past 17 years. Same goes for my house that I've owned since 1978.
Richard
76 Palm Beach
SE Michigan
www.PalmBeachGMC.com
Roller Cam 455, TBI+EBL, 3.42 FD, 4 Bag, Macerator, Lenzi (brakes, vacuum system, front end stuff), Manny Tranny, vacuum step, Tankless + OEM water heaters.
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| Re: [GMCnet] Help to find loan [message #275972 is a reply to message #275966] |
Thu, 16 April 2015 10:44 |
Rob
Messages: 651
Registered: November 2013
Location: Victoria, BC
Karma: 3
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Senior Member |
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The last time I drove a VW van (Type 2) - I was thinking about how little there was between my knees and the front of the vehicle... At least in a Beetle you had trunk, a spare tire and a gas tank(!!) to slow the bicycle down!
Rob
Victoria, BC
76 Royale - Rear Twins/Dry Bath
On 2015-04-16, at 8:18 AM, RJW wrote:
> Very scary for a vintage car driver. I have a 1978 VW Beetle convertible. Every time I drive it I can't help but wonder about how it would protect
> me in a crash. Not very well, except perhaps if I was hit by someone on a bicycle. Same goes for the motorhome. However, at least I am sitting above
> the engine and not behind it.
>
> I have more exposure in the GMC to an accident (~10,000 miles a year) vs the less than ~ 400 miles in the VW. The good thing is that I drive more
> modern (hopefully safer in a crash) cars ~30,000 miles a year.
>
>
> --
> Richard
> 76 Palm Beach
> SE Michigan
> www.PalmBeachGMC.com
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Rob -
Victoria, BC -
76 Royale - Rear Twins/Dry Bath
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| Re: [GMCnet] Help to find loan [message #275979 is a reply to message #275914] |
Thu, 16 April 2015 13:57 |
jhbridges
Messages: 8412
Registered: May 2011
Location: Braselton ga
Karma: -74
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I side with Sully et al. The idea of making a note to buy a toy, particularly a toy which is expensive to keep running, is why I was in my 60s before I bought an RV. Kida re out, mortgage is paid, I can indulge myself. If you're in a more lucrative field than I (certainly not hard to be!) you can indulge yourself sooner.
I don't wanna pee on your parade - but I hate to see a coach just sit because the owner can't afford to keep it rolling either.
--johnny
Foolish Carriage, 76 26' Eleganza(?) with beaucoup mods and add - ons.
Braselton, Ga.
I forgive them all, save those who hurt the dogs. They must answer to me in hell
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| Re: [GMCnet] Help to find loan [message #276122 is a reply to message #275914] |
Sat, 18 April 2015 08:22 |
The Dr
Messages: 75
Registered: July 2014
Location: Toledo, OR
Karma: 0
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Rabbie,
Back to the loan. I ended up with a personal loan with a fair interest rate from our credit union. Check out your local credit unions and see what they can do for you if feel a loan is the right thing for your personal situation.
We felt we could manage it and pay it off in a year or two. Unfortunately other situations came up after the loan which will extend payment of the loan another year or two. The RV will be sitting until I can take care of redoing the brakes.
The only thing I would change is that I would have asked for someone more experienced to go with me to look at the coach before I purchased.
Good luck with your decision.
Mike
Mike Sauer
Toledo, OR
1975 26' Avion
1-ton front end, SullyBilt AirBag System, 3.21 tranny
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| Re: [GMCnet] Help to find loan [message #276164 is a reply to message #276122] |
Sat, 18 April 2015 19:08 |
stick miller
Messages: 1036
Registered: March 2010
Location: Americus, Georgia
Karma: 0
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...or find owner financing.
I have a couple of old cars that scare me to death. My '48 Buick Convertible is a death trap. No seat belts. Terrible brakes. I just drive it because it is fun and I am old.
I drive a '96 Fleetwood Brougham Cadillac as my daily driver. Beautiful car, tip top shape but again, much less safe than a newer one.
I put my "feet in the GMC and my trust in the Lord" every time I get in the motor home. Again, it's fun and I've lived a good life. I just hope I don't take anyone out when I finally have the "big one."
My '14 CRV is like driving a buckboard and is usually the last car chosen for a trip. It is no fun under any circumstances.
Under the right circumstances I'd probably consider financing mine if I could find something I liked better.
Stick Miller
'78 Royale - "White Trash" - she left me for another man
'76 Eleganza - "Cousin Eddie" Sold
'84 Bluebird Wanderlodge - "Past Tents"
Americus, GA
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