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| [GMCnet] Insurance for Veterans [message #249952] |
Sat, 17 May 2014 18:24  |
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USAussie
Messages: 15912
Registered: July 2007
Location: Sydney, Australia
Karma: 6
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G'day,
Anyone that is a Veteran I would suggest they contact USAA for insurance. They don't write policies on Motorhomes any more and pass
you to Progressive you can buy an Agreed Value policy from Progressive IF you get passed to them from USAA.
This information is as of last June, I will be arranging a policy for Double Trouble shortly when I get back to the USA in June and
will update this thread at that time.
Yes, I know the owner of Progressive's politics is (are?) not to a lot of peoples liking; I'm more pragmatic than principled! ;-)
Regards,
Rob M.
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Regards,
Rob M. (USAussie)
The Pedantic Mechanic
Sydney, Australia
'75 Avion - AUS - The Blue Streak TZE365V100428
'75 Avion - USA - Double Trouble TZE365V100426
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| Re: [GMCnet] Insurance for Veterans [message #249959 is a reply to message #249952] |
Sat, 17 May 2014 18:58  |
Ken Burton
Messages: 10030
Registered: January 2004
Location: Hebron, Indiana
Karma: 10
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I have USAA and State Farm. Just be careful and price USAA against others. I went with USAA on a couple on my cars and kept State Farm on 2 others. Also Heather has Progressive through USAA on her motorcycle.
When it came time to insure Heather's new house they quoted a competitive rate. Then when it came time to close they tripled her rate. 45 minutes on the phone arguing with them did not help. So guess what? We went back to St. Farm which was only a few dollars more than USAA ooriginally quoted. No amount of arguing with them over the phone helped so instead of migrating all of our insurance over to them we stayed with both USAA/Progressive for some stuff and State Farm for other stuff.
Oh yes, I also have Continental Western for my over 25 year old motorcycles. Full coverage stated value for both of them for $91.00 per year. I guess they figure that if I hven't wrecked them in 25 years I'm a pretty safe risk to insure them.
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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| Re: [GMCnet] Insurance for Veterans [message #249961 is a reply to message #249952] |
Sat, 17 May 2014 18:58 |
B B
Messages: 13
Registered: July 2013
Location: Mississippi Coast
Karma: 0
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Junior Member |
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You can, also, get a Progressive Agreed Value policy from Marlene @ Miller RV. I got one last June & I questioned her because I had been reading that Progressive was no longer writing Agreed Value Policies. She said not all Progressive Agencies can write Agreed Value Policies but they could. I had my doubts but it is an Agreed Value Policy & I just received our renewal. It is the same.
Betty & Bill Chimento
Diamondhead, MS
78 Eleganza Clasco
Sent from my iPad
On May 17, 2014, at 6:24 PM, "Robert Mueller" wrote:
> G'day,
>
> Anyone that is a Veteran I would suggest they contact USAA for insurance. They don't write policies on Motorhomes any more and pass
> you to Progressive you can buy an Agreed Value policy from Progressive IF you get passed to them from USAA.
>
> This information is as of last June, I will be arranging a policy for Double Trouble shortly when I get back to the USA in June and
> will update this thread at that time.
>
> Yes, I know the owner of Progressive's politics is (are?) not to a lot of peoples liking; I'm more pragmatic than principled! ;-)
>
> Regards,
> Rob M.
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://temp.gmcnet.org/cgi-bin/mailman/listinfo/gmclist
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| Re: [GMCnet] Insurance for Veterans [message #249971 is a reply to message #249965] |
Sat, 17 May 2014 19:29 |
jim kanomata
Messages: 257
Registered: March 2007
Location: fremont,ca
Karma: 12
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Senior Member |
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We do several Appraisals for people every month.
I have noticed that Agency that have low claims, generally can issue Agreed value.
It is like New car dealers. Those that have low warranty claims have authority to do work without receiving atomization from the factory rep.
Progressive and State Farm never question my estimates, as we have established some type of record with them.
Jim Kanomata
Applied/GMC, Fremont,CA
jimk@appliedairfilters.com
http://www.appliedgmc.com
1-800-752-7502
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| Re: [GMCnet] Insurance for Veterans [message #249990 is a reply to message #249967] |
Sat, 17 May 2014 23:59 |
Ken Burton
Messages: 10030
Registered: January 2004
Location: Hebron, Indiana
Karma: 10
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Senior Member |
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I was a draftee with 2 years of active service and left as an E-5. That was almost 50 years ago. I qualify for USAA and I have USAA insurance on some vehicles.
Over the years they have dropped their minimum service requirements several times in order to increase their membership numbers. Originally it was active officers only. Then it was active and retired officers. Later they changed it to include senior NCOs. Now I believe it is anyone active E5 or over, or active with 2 years or more, and anyone honorably discharged regardless of rank. Just call them and they will take you info and enter it into the system for an immediate status check. They will assign you a member number and you do not have to buy anything.
I just looked it up.
Go here: https://www.usaa.com/inet/pages/pub_eligibility_task_entry
It looks like any active, retired, or honorably separated military person regardless of rank is now eligible.
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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| Re: [GMCnet] Insurance for Veterans [message #249997 is a reply to message #249990] |
Sun, 18 May 2014 06:08 |
Ken Henderson
Messages: 8726
Registered: March 2004
Location: Americus, GA
Karma: 9
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Senior Member |
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As a member of USAA for the past 55 years, and a dependent of a member for
years before that, I've never had a complaint about the company or its
policies. Admittedly, I've never had a significant claim, and I strongly
disagree with their association with Progressive (my GMC is still insured
by USAA directly), but it's a GOOD company. It's always rated as one of
the top insurance companies in the business and as one of the best places
in the country to work.
Beyond that, almost all of my financial dealings are through
USAA-affiliated companies: USAA Federal Savings Bank and USAA Investment
Management Co. Their prices, policies, and performance are among the best.
Obviously, I'm a fan.
Ken H.
On, May 18, 2014 at 12:59 AM, Ken Burton wrote:
>
> I was a draftee with 2 years of active service and left as an E-5. That
> was almost 50 years ago. I qualify for USAA and I have USAA insurance on
> some vehicles.
> ...
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Ken Henderson
Americus, GA
www.gmcwipersetc.com
Large Wiring Diagrams
76 X-Birchaven
76 X-Palm Beach
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| Re: [GMCnet] Insurance for Veterans [message #250000 is a reply to message #249952] |
Sun, 18 May 2014 06:49 |
mickey szilagyi
Messages: 273
Registered: January 2013
Karma: 0
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Senior Member |
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We have insured all our vehicles with USAA until about 5 years ago. They are very competitive on vehicle insurance but terrible on home insurance. We got a quote from AAA a while ago for vehicles and home together and, by doing so, AAA beat the USAA vehicle insurance so we've been with AAA since. We've had our GMC for almost 2 years and have it insured with AAA but not at agreed value which, now that you guys are talking about it, we're considering as we are now up to $20,000 purchase and restoration (not including all the labor) and climbing. I'm thinking of calling USAA again to see what they will do but probably not on home insurance. AAA road assistance is good but I don't like the fact that both my wife and I have to be members to both be covered by the road assistance when we're not in the vehicle together. My son will be in the coach every where it goes so he will get the AAA RV road assistance even though he does not have AAA vehicle insurance.
To qualify for USAA you either have had to be in the military yourself or related to someone who was in the military and has/had USAA insurance. My kids qualitfy as I was in the military and was/am a member of USAA. FWIW.
Mickey
1977 Kingsley, 403, Lansing, MI
[Updated on: Sun, 18 May 2014 06:53] Report message to a moderator |
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| Re: [GMCnet] Insurance for Veterans [message #250049 is a reply to message #249997] |
Sun, 18 May 2014 12:52 |
Ken Burton
Messages: 10030
Registered: January 2004
Location: Hebron, Indiana
Karma: 10
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Ken Henderson wrote on Sun, 18 May 2014 06:08As a member of USAA for the past 55 years, and a dependent of a member for
years before that, I've never had a complaint about the company or its
policies. Admittedly, I've never had a significant claim, and I strongly
disagree with their association with Progressive (my GMC is still insured
by USAA directly), but it's a GOOD company. It's always rated as one of
the top insurance companies in the business and as one of the best places
in the country to work.
Beyond that, almost all of my financial dealings are through
USAA-affiliated companies: USAA Federal Savings Bank and USAA Investment
Management Co. Their prices, policies, and performance are among the best.
Obviously, I'm a fan.
Ken H.
On, May 18, 2014 at 12:59 AM, Ken Burton wrote:
>
> I was a draftee with 2 years of active service and left as an E-5. That
> was almost 50 years ago. I qualify for USAA and I have USAA insurance on
> some vehicles.
> ...
Based on your, Paul Bartz, and several other recommendations, I switched a couple of my vehicles over to USAA two years ago. Then after they screwed us over on Heather's house insurance, I stopped transitioning the rest of our stuff over to them. What we figured out is they handle dependents differently and give them different (higher) rates. They also stated that they would raise her auto insurance if we moved her house insurance to USAA.
It is strange because they are writing insurance not solely based on risk. Heather can have her auto policy with her as owner, and primary driver at her address in a different county and ride on my USAA number. She gets the bills at her address (and on line) in her name for her car and motorcycle. If we insured her home at the same address, it had to go on her USAA number and the house rate tripled as compared to my number. Also her car and motorcycle insurance would go up. They admitted to me that dependent insurance is written under a different subsidiary company at different rates.
It appears to me that they have their core business of auto insurance for active military and veterans, and then they expanded out to include other business (banking, homes, dependents, motorcycles, RVs, etc.) using other companies and subsidiaries.
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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| Re: [GMCnet] Insurance for Veterans [message #250056 is a reply to message #250049] |
Sun, 18 May 2014 17:03 |
Ken Henderson
Messages: 8726
Registered: March 2004
Location: Americus, GA
Karma: 9
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Senior Member |
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Ken,
You're probably right about dependents, etc., being under a different
company. My kids and I have never done the sort of comparison you have --
and probably couldn't because they haven't been under my number for over 20
years.
Since USAA was founded back in the 30's (IIRC) by a very few Army officers
in the San Antonio area as a mutual company, there may well be, in the
original charter, a restriction to active and retired officers. That has
probably been evaded by modern lawyers to allow the subsidiary companies.
I dunno; that's just a WAG.
Still a good company, even if better for some than others. :-)
Ken H.
On Sun, May 18, 2014 at 1:52 PM, Ken Burton wrote:
> Based on your, Paul Bartz, and several other recommendations, I switched a
> couple of my vehicles over to USAA two years ago. Then after they screwed
> us over on Heather's house insurance, I stopped transitioning the rest of
> our stuff over to them. What we figured out is they handle dependents
> differently and give them different (higher) rates. They also stated
> that they would raise her auto insurance if we moved her house insurance
> to
> USAA.
>
> It is strange because they are writing insurance not solely based on risk.
> Heather can have her auto policy with her as owner, and primary driver at
> her address in a different county and ride on my USAA number. She gets
> the bills at her address (and on line) in her name for her car and
> motorcycle.
> If we insured her home at the same address, it had to go on her USAA
> number and the house rate tripled as compared to my number. Also her car
> and
> motorcycle insurance would go up. They admitted to me that dependent
> insurance is written under a different subsidiary company at different
> rates.
>
>
> It appears to me that they have their core business of auto insurance for
> active military and veterans, and then they expanded out to include other
> business (banking, homes, dependents, motorcycles, RVs, etc.) using other
> companies and subsidiaries.
>
> --
>
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Ken Henderson
Americus, GA
www.gmcwipersetc.com
Large Wiring Diagrams
76 X-Birchaven
76 X-Palm Beach
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| Re: [GMCnet] Insurance for Veterans [message #250059 is a reply to message #250056] |
Sun, 18 May 2014 17:22 |
k2gkk
Messages: 4452
Registered: November 2009
Karma: -8
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Senior Member |
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My two kids obtained their own memberships. Son is retired USAF helicopter pilot and daughter recruited her boyfriend (now husband of 29 years) into USAF ROTC and he is now also retired.
I use USAA for cars and Progressive through USAA with declared value. Harley is with the lizard.
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
~~ ~ D C "Mac" Macdonald ~ ~~
~ ~ Amateur Radio - K2GKK ~ ~
~~ k2gkk + hotmail dot com ~~
~ ~ USAF and FAA, Retired ~ ~
~ ~ ~ Oklahoma City, OK ~ ~ ~
~~ ~ ~ "The Money Pit" ~ ~ ~~
~ ~ ~ ~ TZE166V101966 ~ ~ ~ ~
~ ~ ~ '76 ex-Palm Beach ~ ~ ~
~ www.gmcmhphotos.com/okclb ~
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
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> From: hend4800@bellsouth.net
> Date: Sun, 18 May 2014 18:03:11 -0400
> To: gmclist@temp.gmcnet.org
> Subject: Re: [GMCnet] Insurance for Veterans
>
> Ken,
>
> You're probably right about dependents, etc., being under a different
> company. My kids and I have never done the sort of comparison you have --
> and probably couldn't because they haven't been under my number for over 20
> years.
>
> Since USAA was founded back in the 30's (IIRC) by a very few Army officers
> in the San Antonio area as a mutual company, there may well be, in the
> original charter, a restriction to active and retired officers. That has
> probably been evaded by modern lawyers to allow the subsidiary companies.
> I dunno; that's just a WAG.
>
> Still a good company, even if better for some than others. :-)
>
> Ken H.
>
> On Sun, May 18, 2014 at 1:52 PM, Ken Burton wrote:
>
>> Based on your, Paul Bartz, and several other recommendations, I switched a
>> couple of my vehicles over to USAA two years ago. Then after they screwed
>> us over on Heather's house insurance, I stopped transitioning the rest of
>> our stuff over to them. What we figured out is they handle dependents
>> differently and give them different (higher) rates. They also stated
>> that they would raise her auto insurance if we moved her house insurance
>> to
>> USAA.
>>
>> It is strange because they are writing insurance not solely based on risk.
>> Heather can have her auto policy with her as owner, and primary driver at
>> her address in a different county and ride on my USAA number. She gets
>> the bills at her address (and on line) in her name for her car and
>> motorcycle.
>> If we insured her home at the same address, it had to go on her USAA
>> number and the house rate tripled as compared to my number. Also her car
>> and
>> motorcycle insurance would go up. They admitted to me that dependent
>> insurance is written under a different subsidiary company at different
>> rates.
>>
>>
>> It appears to me that they have their core business of auto insurance for
>> active military and veterans, and then they expanded out to include other
>> business (banking, homes, dependents, motorcycles, RVs, etc.) using other
>> companies and subsidiaries.
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| Re: [GMCnet] Insurance for Veterans [message #250060 is a reply to message #250056] |
Sun, 18 May 2014 17:23 |
Sammy Williams
Messages: 522
Registered: August 2010
Karma: -2
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Senior Member |
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USAA has been with me (AFROTC Cadet, then AF Active and guard) for 33
years. Never had a claim with them, just paid in premiums.
I do have a back account with them, but I am going to change that soon.
Why? I am staying in Kansas at present and they opened a local branch
office in Junction City KS
Heres the rub: Despite having people working in there... they farm you over
to people in San Antonio on monitors. All bank business (checks, etc) is
done on ATMs at the back of the branch.
All other business is done facing a monitor with a person in San Antonio.
Lose your ATM card, and your waiting for days for a replacement. Want cast
from a teller? forget it, the ATM is in the back of the room
Want a loan: there is the monitor to apply with a person from San Antonio.
I want PERSONAL INTERACTION with a person IN PERSON, not on a monitor.
Its as if USAA is getting to big for itself.
Then when I found an RV (yes an SOB) they referred me to progressive for
insurance on it.
I went to State Farm for it instead.
S. Williams
Still in the military after 33 years. lol :D
On Sun, May 18, 2014 at 5:03 PM, Ken Henderson wrote:
> Ken,
>
> You're probably right about dependents, etc., being under a different
> company. My kids and I have never done the sort of comparison you have --
> and probably couldn't because they haven't been under my number for over 20
> years.
>
> Since USAA was founded back in the 30's (IIRC) by a very few Army officers
> in the San Antonio area as a mutual company, there may well be, in the
> original charter, a restriction to active and retired officers. That has
> probably been evaded by modern lawyers to allow the subsidiary companies.
> I dunno; that's just a WAG.
>
> Still a good company, even if better for some than others. :-)
>
> Ken H.
>
> On Sun, May 18, 2014 at 1:52 PM, Ken Burton wrote:
>
>> Based on your, Paul Bartz, and several other recommendations, I switched
> a
>> couple of my vehicles over to USAA two years ago. Then after they
> screwed
>> us over on Heather's house insurance, I stopped transitioning the rest of
>> our stuff over to them. What we figured out is they handle dependents
>> differently and give them different (higher) rates. They also stated
>> that they would raise her auto insurance if we moved her house insurance
>> to
>> USAA.
>>
>> It is strange because they are writing insurance not solely based on
> risk.
>> Heather can have her auto policy with her as owner, and primary driver
> at
>> her address in a different county and ride on my USAA number. She gets
>> the bills at her address (and on line) in her name for her car and
>> motorcycle.
>> If we insured her home at the same address, it had to go on her USAA
>> number and the house rate tripled as compared to my number. Also her car
>> and
>> motorcycle insurance would go up. They admitted to me that dependent
>> insurance is written under a different subsidiary company at different
>> rates.
>>
>>
>> It appears to me that they have their core business of auto insurance for
>> active military and veterans, and then they expanded out to include other
>> business (banking, homes, dependents, motorcycles, RVs, etc.) using other
>> companies and subsidiaries.
>>
>> --
>>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://temp.gmcnet.org/cgi-bin/mailman/listinfo/gmclist
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