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[GMCnet] Progressive Insurance increase of premium way up [message #188246] Thu, 25 October 2012 18:18 Go to next message
p.huber is currently offline  p.huber   United States
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Registered: June 2012
Location: Oakland
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Member

I just received my insurance renewal for my GMC from Progressive. The
increase with same agreed value etc. from last year went up 40.97%.

I called Progressive and they stated: "The increase at renewal is due to a
rate revision in CA".

I checked several other insurance companies but none of them provide Agreed
Value.



Peter Huber

GMC Royale 1978 "Hotwheel"

Oakland, CA

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Re: [GMCnet] Progressive Insurance increase of premium way up [message #188248 is a reply to message #188246] Thu, 25 October 2012 18:24 Go to previous messageGo to next message
WD0AFQ is currently offline  WD0AFQ   United States
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Location: Dexter, Mo.
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Mine went up 69 dollars to 505.00 for agreed at 40k. Have used Progressive since buying the coach in 04.
Dan


3 In Stainless Exhaust Headers One Ton All Discs/Reaction Arm 355 FD/Quad Bag/Alum Radiator Manny Tran/New eng. Holley EFI/10 Tire Air Monitoring System Solarized Coach/Upgraded Windows Satelite TV/On Demand Hot Water/3Way Refer
Re: [GMCnet] Progressive Insurance increase of premium way up [message #188265 is a reply to message #188246] Thu, 25 October 2012 19:58 Go to previous messageGo to next message
emerystora is currently offline  emerystora   United States
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When Progressive raised my rate by $400 per year in New Mexico a couple of years back I contacted an insurance agent.
Explorer Insurance Agency, Inc.
888-774-6778

They wrote a policy for me with Great American Assurance Company.
This is a company that insures bus conversions and a lot of other large motorhomes.
In the policy it shows my vehicle as a bus conversion but they told me that was just the way their computer did it. My Insurance Identification Card shows "GMC 26 ft. Classic".

My rate was $702 per year for a $45,000 agreed value collision policy with $500,000 bodily injury / property damage. This was $200 less than Progressive had been charging me and $600 less than Progressive was going to raise it to. I have been towed last March about 100 miles and mailed in the bill to them and got a check in the mail in 3 days with no problem.

Emery Stora
77 Kingsley
Frederick, CO

On Oct 25, 2012, at 5:18 PM, Peter Huber wrote:

> I just received my insurance renewal for my GMC from Progressive. The
> increase with same agreed value etc. from last year went up 40.97%.
>
> I called Progressive and they stated: "The increase at renewal is due to a
> rate revision in CA".
>
> I checked several other insurance companies but none of them provide Agreed
> Value.
>
>
>
> Peter Huber
>
> GMC Royale 1978 "Hotwheel"
>
> Oakland, CA
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
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Re: [GMCnet] Progressive Insurance increase of premium way up [message #188267 is a reply to message #188246] Thu, 25 October 2012 20:24 Go to previous messageGo to next message
roy1 is currently offline  roy1   United States
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Registered: July 2004
Location: Minden nevada
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Peter that sucks I have Progressive also with agreed value at 29K. I just paid for another year last week it did not go higher.

Roy Keen Minden,NV 76 X Glenbrook
Re: [GMCnet] Progressive Insurance increase of premium way up [message #188640 is a reply to message #188267] Mon, 29 October 2012 13:02 Go to previous messageGo to next message
PETEinLongBeach is currently offline  PETEinLongBeach   United States
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Registered: June 2007
Location: Long Beach, CA
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I had a similar rate hike this past renewal. I had never had any vehicle insurance go up that much before, so I called Progressive directly with my concerns and mentioned I would probably need to shop around. She looked over my policy and found some technicalities (it might have had something to do with home ownership & value, but I can't remember). In the end, my policy limits remained the same, and my premium actually went down a few dollars.

Doesn't hurt to call....


Pete Smay
Long Beach, CA
1977 Kingsley
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190253 is a reply to message #188640] Wed, 14 November 2012 06:14 Go to previous messageGo to next message
Rick Williams is currently offline  Rick Williams   United States
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I just received my Progressive agreed policy renewal and it has gone up by 20% to $900 per year. I will be looking at alternatives. I am tried of paying for their Flo commercials.

Rick Williams
Bliss, Michigan
1978 Eleganza II
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190254 is a reply to message #190253] Wed, 14 November 2012 06:18 Go to previous messageGo to next message
Rick Williams is currently offline  Rick Williams   United States
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Registered: July 2004
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Typo

I am tired not tried


Rick Williams
Bliss, Michigan
1978 Eleganza II
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190266 is a reply to message #190253] Wed, 14 November 2012 08:53 Go to previous messageGo to next message
Nelson Wright is currently offline  Nelson Wright   United States
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Rick,
I just got mine from Progressive and it went up slightly while the
deductible went down. I concurr on the "Flo" commercials. I quit with
Geigo for the same reason "Paying for Lizard crap". As for
alternatives maybe we should organize our own insurance group.

Nelson Wright
Orlando FL
78 Royale rear bath


On Nov 14, 2012, at 7:14 AM, Rick Williams wrote:

>
>
> I just received my Progressive agreed policy renewal and it has gone
> up by 20% to $900 per year. I will be looking at alternatives. I am
> tried of paying for their Flo commercials.
> --
> Rick Williams
> Gladstone, Michigan
> 1978 Eleganza II
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
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Re: [GMCnet] Progressive Insurance increase of premium way up [message #190267 is a reply to message #190266] Wed, 14 November 2012 08:56 Go to previous messageGo to next message
mickeysss is currently offline  mickeysss   United States
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I think Obama care covers the gmc

Bad joke sorry

Mickey 77 palm b. ca.

Sent from my iPhone

On Nov 14, 2012, at 6:53 AM, Nelson Wright <f25ccapt@gmail.com> wrote:

> Rick,
> I just got mine from Progressive and it went up slightly while the
> deductible went down. I concurr on the "Flo" commercials. I quit with
> Geigo for the same reason "Paying for Lizard crap". As for
> alternatives maybe we should organize our own insurance group.
>
> Nelson Wright
> Orlando FL
> 78 Royale rear bath
>
>
> On Nov 14, 2012, at 7:14 AM, Rick Williams wrote:
>
>>
>>
>> I just received my Progressive agreed policy renewal and it has gone
>> up by 20% to $900 per year. I will be looking at alternatives. I am
>> tried of paying for their Flo commercials.
>> --
>> Rick Williams
>> Gladstone, Michigan
>> 1978 Eleganza II
>> _______________________________________________
>> GMCnet mailing list
>> Unsubscribe or Change List Options:
>> http://temp.gmcnet.org/cgi-bin/mailman/listinfo/gmclist
>
>
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
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Re: [GMCnet] Progressive Insurance increase of premium way up [message #190272 is a reply to message #190267] Wed, 14 November 2012 09:13 Go to previous messageGo to next message
GMCNUSA is currently offline  GMCNUSA   United States
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Location: Indianapolis, IN
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mickeysss wrote on Wed, 14 November 2012 09:56

I think Obama care covers the gmc

Bad joke sorry

Mickey 77 palm b. ca.





I think mandatory E85 will be the death panel for our motor homes.


Larry Dilk
Indianapolis, IN
76 Eleganza II
Patterson 455,Turbo City TBI, Just LOVE It!
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190275 is a reply to message #190266] Wed, 14 November 2012 09:43 Go to previous messageGo to next message
gbarrow2 is currently offline  gbarrow2   United States
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If you folks are shopping for "Agreed Value" check out Ameriprise, available through Costco.
I recently changed from Mercury for my cars and Progressive for the GMC. Had to supply photos of all sides of the motorhome but they issued agreed value policy in California at lower cost than Progressive.

They also will issue a very inexpensive "Classic Vehicle/Car" policy for vehicles that are driven very little.

Some GMC's may qualify for the Classic Vehicle policy. I didn't ask since my GMC gets more miles than my Jeep.


Gene Barrow
Lake Almanor, Ca.
1976 Palm Beach
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190308 is a reply to message #190275] Wed, 14 November 2012 16:09 Go to previous messageGo to next message
ggroth is currently offline  ggroth   United States
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Location: Carson City NV
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And thankfully (not) all the Progressive profits go to the Democaratic Progressive party.

geo groth '73 260 Sequoia Carson City Nevada 89703
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190326 is a reply to message #190308] Wed, 14 November 2012 17:44 Go to previous messageGo to next message
Kingsley Coach is currently offline  Kingsley Coach   United States
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Registered: March 2009
Location: Nova Scotia Canada
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When a company raises their rates(prices)...look elsewhere !
That's what you would do for anything else you buy.

Call everyone who sells insurance and dicker like you were buying a used
car...
That's how it works here and I suspect elsewhere ..!

I have a $50 dollar rule. It the new company is $50 or less than what the
old wanted, I'm gone. Company loyalty and complacency...things of the past!

Mike in NS

On Wed, Nov 14, 2012 at 6:09 PM, George Groth <grggroth@sbcglobal.net>wrote:

>
>
> And thankfully (not) all the Progressive profits go to the Democaratic
> Progressive party.
> --
> geo groth '73 260 Sequoia
> Carson City Nevada 89703
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--
Michael Beaton
1977 Kingsley 26-11
1977 Eleganza II 26-3
Antigonish, NS
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Re: [GMCnet] Progressive Insurance increase of premium way up [message #190328 is a reply to message #190275] Wed, 14 November 2012 18:10 Go to previous messageGo to next message
Don A is currently offline  Don A   United States
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<<<< for "Agreed Value" check out Ameriprise, available through Costco. >>>>


WOW Gene, perfect timing.

I read your message this afternoon and was piqued. I have an old pickup that was used less than 1,000 last year. And have been pondering going to "agreed value" for the GMC.

Less than two hours later the mail arrived with an ad from Costco and Ameriprise. Without your heads up it would have gone straight to recycle, like the one I receive monthly from FMCA and GMAC.

Thanks I'll be checking into it. Hope it turns out to be real agreed value.


Don Adams Dallas, TX
'76 26' Glenbrook, '90 Sidekick
rebuilt by R Archer, powered by J Bounds, Koba
[IMG]http://www.gmcmhphotos.com/photos/data/6109/G2.jpg[/IMG]
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190493 is a reply to message #190328] Fri, 16 November 2012 16:55 Go to previous messageGo to next message
Rick Williams is currently offline  Rick Williams   United States
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I spoke with Explorer Insurance Agency today and was told that they now only offer Progressive. Customers such as Emery are grandfathered. I will keep looking for an alternative but it is not easy to find when looking for an agreed value policy.

Rick


Rick Williams
Bliss, Michigan
1978 Eleganza II
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190554 is a reply to message #190493] Sat, 17 November 2012 08:50 Go to previous messageGo to next message
emerystora is currently offline  emerystora   United States
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Explorer is agent or a broker. I was not aware that they were no longer providing policys with Great American Assurance Company. Have you tried to contact Great American Assurance Company directly?

Emery Stora

On Nov 16, 2012, at 3:55 PM, Rick Williams wrote:

>
>
> I spoke with Explorer Insurance Agency today and was told that they now only offer Progressive. Customers such as Emery are grandfathered. I will keep looking for an alternative but it is not easy to find when looking for an agreed value policy.
>
> Rick
> --
> Rick Williams
> Gladstone, Michigan
> 1978 Eleganza II
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Re: [GMCnet] Progressive Insurance increase of premium way up [message #190557 is a reply to message #190554] Sat, 17 November 2012 09:52 Go to previous messageGo to next message
Rick Williams is currently offline  Rick Williams   United States
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Here is the latest information.

1. Explorer recomended GMAC or Progressive

2. Costco/Ameriprise no longer writes agreed policies. They
recommended GMAC.

3. GMAC no longer writes agreed policies, they recommended
Progressive.

4. A call to Progressive resulted in the following.

1. They increased my deductible to $5000 which resulted
in a $75.00 savings. But I really do not have a
deductible because I have been with them since 2006 and
they have a vanishing deductible if you go so many years
without a claim.

2. The following applies to Michigan only policy holders.
If you have your vehicle registered as a historic
vehicle, you do not have to pay the full amount for
MCCA. It is now $175.00 per vehicle per year but for
historic vehicles it is $35.00. So if you live in
Michigan and have your coach registered as a historic
vehicle, make sure to contact your insurance company and
have your MCCA reduced.

5. Great American insures RVs through their division National
Interstate. I will call them on Monday.

I sometimes question the value of the GMC. I have a 2011 Ford F-150 Eco Boost that gets 9mpg when towing my travel trailer. The trailer costs $40.00 per year for insurance. Yea, I know, the GMC is just so much fun.

Rick


Rick Williams
Bliss, Michigan
1978 Eleganza II
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190563 is a reply to message #190557] Sat, 17 November 2012 11:26 Go to previous messageGo to next message
gbarrow2 is currently offline  gbarrow2   United States
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Rick,
I switched to Ameriprise in Sept less than 2 months ago and obtained an agreed value policy. Have they change their policy since then?

Perhaps different agents are giving out different info. Or maybe there is a limit on the amt of an agreed value policy for old coaches.


Gene Barrow
Lake Almanor, Ca.
1976 Palm Beach
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190567 is a reply to message #190563] Sat, 17 November 2012 13:15 Go to previous messageGo to next message
Rick Williams is currently offline  Rick Williams   United States
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Gene

I spoke with Ameriprise directly last night but was told that they no longer insure "that product". When I asked if "that product" meant the GMC motorhome, she replied yes. So I do not if and when they stopped covering the GMC.

Rick


Rick Williams
Bliss, Michigan
1978 Eleganza II
Re: [GMCnet] Progressive Insurance increase of premium way up [message #190568 is a reply to message #190567] Sat, 17 November 2012 13:47 Go to previous messageGo to previous message
A Hamilto is currently offline  A Hamilto   United States
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Old info, but may be of value.

http://gmc.mybirdfeeder.net/GMCforum/index.php?t=msg&goto=157322&rid=2083&srch=miller+insurance#msg_157322
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