Home » Public Forums » GMCnet » OK, here we go again... (Insurance info)
| OK, here we go again... [message #167314] |
Mon, 23 April 2012 17:31  |
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JShot
Messages: 485
Registered: October 2006
Location: NW Ohio
Karma: 0
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Senior Member |
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I'm in the process of dropping our current insurance carrier - for a number of reasons!
I'm going with a local State Farm agent, well, for a number of other reasons.
SF won't write an Agreed Value policy on the GMC.
But they gave me the number of another agent/company to try for the GMC - no go either. This other agent put the info into their system to try Progressive, but it came back ACV only.
SO, in the grand scheme of things, who's using who these days to write an AV policy?
As always, thanks for your help
Shot
John Shotwell
Ridgeville Corners, OH
78 Royale Center Kitchen
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| Re: OK, here we go again... [message #167316 is a reply to message #167314] |
Mon, 23 April 2012 17:49  |
Bob de Kruyff
Messages: 4260
Registered: January 2004
Location: Chandler, AZ
Karma: 1
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| JShot wrote on Mon, 23 April 2012 16:31 |
I'm in the process of dropping our current insurance carrier - for a number of reasons!
I'm going with a local State Farm agent, well, for a number of other reasons.
SF won't write an Agreed Value policy on the GMC.
But they gave me the number of another agent/company to try for the GMC - no go either. This other agent put the info into their system to try Progressive, but it came back ACV only.
SO, in the grand scheme of things, who's using who these days to write an AV policy?
As always, thanks for your help
Shot
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It's very state dependent. In AZ I have agreed value with Progressive. In Michigan I had agreed value with AAA. I recall that Jim Bounds had recommended an agent that would provide agreed value for GMC owners.
Bob de Kruyff
78 Eleganza
Chandler, AZ
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| Re: [GMCnet] OK, here we go again... [message #167317 is a reply to message #167316] |
Mon, 23 April 2012 17:54 |
k2gkk
Messages: 4452
Registered: November 2009
Karma: -8
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Senior Member |
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I got an agreed value policy from Progressive
two years ago when I bought Money Pit. I put
the value at 10k which covered my cost plus
new tires and $500 over. It may be that I got
the Progressive policy through USAA, but you
may have to have an approved survey value put
on the coach by an "expert" witness to get
more than what I got on mine.
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
~~ ~ D C "Mac" Macdonald ~ ~~
~ ~ Amateur Radio - K2GKK ~ ~
~ ~ USAF and FAA, Retired ~ ~
~ ~ Temp @ Albuquerque NM ~ ~
~~ ~ ~ "The Money Pit" ~ ~ ~~
~ ~ ~ ex-Palm Beach, 76 ~ ~ ~
~ www.gmcmhphotos.com/okclb ~
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
> To: gmclist@temp.gmcnet.org
> From: NEXT2POOL@AOL.COM
> Date: Mon, 23 Apr 2012 17:49:04 -0500
> Subject: Re: [GMCnet] OK, here we go again...
>
>
>
> JShot wrote on Mon, 23 April 2012 16:31
> > I'm in the process of dropping our current insurance carrier - for a number of reasons!
> > I'm going with a local State Farm agent, well, for a number of other reasons.
> > SF won't write an Agreed Value policy on the GMC.
> > But they gave me the number of another agent/company to try for the GMC - no go either. This other agent put the info into their system to try Progressive, but it came back ACV only.
> >
> > SO, in the grand scheme of things, who's using who these days to write an AV policy?
> > As always, thanks for your help
> >
> > Shot
>
> It's very state dependent. In AZ I have agreed value with Progressive. In Michigan I had agreed value with AAA. I recall that Jim Bounds had recommended an agent that would provide agreed value for GMC owners.
> --
> Bob de Kruyff
> 78 Eleganza
> Chandler, AZ
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| Re: OK, here we go again... [message #167329 is a reply to message #167314] |
Mon, 23 April 2012 18:36 |
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Matt Colie
Messages: 8547
Registered: March 2007
Location: S.E. Michigan
Karma: 7
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Senior Member |
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John,
I just went around this circle. Several times...
Many agencies are "captive" and can only write policies with the primary carrier. Most carriers have no AV policy protocol.
The two I know that do are Miller insurance group and Allied. Miller seems to be a stand alone underwriter, but Allied is a division of Nationwide. I got quotes from both and studied them ad nuaseum. In my case Allied looked like a little better deal, but I hope I never have to find out.
Of course, the notes are buried right now, but if you search through the old posts, you can find the contact for Miller and the ladies there to talk to. If you don't find Allied, I can go out to the coach and get the paper work and contact and pass it along - In a DAY or so..
I had an appraisal from JimK, that was what was passed to both for quote. I got the appraisal done at DuQuoin, and JimK wired it to me later.
Can you Say Boom....
I called to speak to Jim, I am glad he has a sense of humor.. He explained that his appraisals are based on what it would cost to re-create that coach. When you consider that my coach is just about box-stock and everything works the way it is supposed to, that represents a whole lot of investment and work that work have to be purchased at market rate to reconstruct what you have right now. As is often said here, a dependable coach that is ready to travel will start at about 25K (all at once or on the installment plan).
Matt
Matt & Mary Colie - Chaumière -'73 Glacier 23 - Members GMCMI, GMCGL, GMCES
Electronically Controlled Quiet Engine Cooling Fan with OE Rear Drum Brakes with Applied Control Arms
SE Michigan - Near DTW - Twixt A2 and Detroit
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| Re: [GMCnet] OK, here we go again... [message #167332 is a reply to message #167314] |
Mon, 23 April 2012 18:37 |
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USAussie
Messages: 15912
Registered: July 2007
Location: Sydney, Australia
Karma: 6
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Senior Member |
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John,
Here's the company that JimB recommends:
Miller Insurance
Cheryl or Marlene
1-800-622-6347
Tell them you got their info from me (JimB).
The policy is issued by Progressive.
If you have been in the Military you can get agreed value insurance from
USAA.
Regards,
Rob M.
-----Original Message-----
From: John Shotwell
I'm in the process of dropping our current insurance carrier - for a number
of reasons!
I'm going with a local State Farm agent, well, for a number of other
reasons.
SF won't write an Agreed Value policy on the GMC.
But they gave me the number of another agent/company to try for the GMC - no
go either. This other agent put the info into their system to try
Progressive, but it came back ACV only.
SO, in the grand scheme of things, who's using who these days to write an AV
policy?
As always, thanks for your help
Shot
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Regards,
Rob M. (USAussie)
The Pedantic Mechanic
Sydney, Australia
'75 Avion - AUS - The Blue Streak TZE365V100428
'75 Avion - USA - Double Trouble TZE365V100426
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| Re: [GMCnet] OK, here we go again... [message #167336 is a reply to message #167332] |
Mon, 23 April 2012 18:46 |
k2gkk
Messages: 4452
Registered: November 2009
Karma: -8
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Senior Member |
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BUT, USAA assigns you to Progressive for RV policies.
And I positively despise the politics of Progressive's owner!
Yes I bit my tongue and went with them, but I had already
non-renewed my Harley's with Progressive and gone to GEICO.
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
~~ ~ D C "Mac" Macdonald ~ ~~
~ ~ Amateur Radio - K2GKK ~ ~
~ ~ USAF and FAA, Retired ~ ~
~ ~ Temp @ Albuquerque NM ~ ~
~~ ~ ~ "The Money Pit" ~ ~ ~~
~ ~ ~ ex-Palm Beach, 76 ~ ~ ~
~ www.gmcmhphotos.com/okclb ~
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
> From: robmueller@iinet.net.au
> To: gmclist@temp.gmcnet.org
> Date: Tue, 24 Apr 2012 09:37:13 +1000
> Subject: Re: [GMCnet] OK, here we go again...
>
> John,
>
> Here's the company that JimB recommends:
>
> Miller Insurance
> Cheryl or Marlene
> 1-800-622-6347
>
> Tell them you got their info from me (JimB).
>
> The policy is issued by Progressive.
>
> If you have been in the Military you can get agreed value insurance from
> USAA.
>
> Regards,
> Rob M.
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| Re: [GMCnet] OK, here we go again... [message #167338 is a reply to message #167336] |
Mon, 23 April 2012 19:09 |
zhagrieb
Messages: 676
Registered: August 2009
Location: Portland Oregon
Karma: 0
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Senior Member |
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I have an agreed value with National Interstate. USAA sent me to Progressive and Progressive valued my coach at $1600. Yep, sixteen hundred. National Interstate accepted an evaluation from Jim K. and wrote the policy accordingly.
Glenn
Glenn Giere, Portland OR, K7GAG
'73 "Moby the Motorhome" 26'
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| Re: [GMCnet] OK, here we go again... [message #167344 is a reply to message #167343] |
Mon, 23 April 2012 19:43 |
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USAussie
Messages: 15912
Registered: July 2007
Location: Sydney, Australia
Karma: 6
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Senior Member |
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As a point of clarification some agencies in some states that use
Progressive will write agreed value policies others won't.
USAA passed me to a Progressive and for them they WILL write an agreed value
policy, I have an agreed value policy for $38,000 on Double Trouble.
JimB's people WILL write an agreed value policy on Progressive.
Miller Insurance
Cheryl or Marlene
1-800-622-6347
Tell them you got their info from me (JimB).
Regards,
Rob M.
-----Original Message-----
From: gmclist-bounces@temp.gmcnet.org
[mailto:gmclist-bounces@temp.gmcnet.org] On Behalf Of nancy mercier
Sent: Tuesday, April 24, 2012 10:37 AM
To: gmclist@temp.gmcnet.org
Subject: Re: [GMCnet] OK, here we go again...
We are with Progressive as of 5 months ago, they refused to do agreed
value. Whom can I get an appraisal from, and what cost. Tucson AZ
On Mon, Apr 23, 2012 at 5:09 PM, Glenn Giere <glenngiere@gmail.com> wrote:
>
>
> I have an agreed value with National Interstate. USAA sent me to
> Progressive and Progressive valued my coach at $1600. Yep, sixteen
> hundred. National Interstate accepted an evaluation from Jim K. and wrote
> the policy accordingly.
>
> Glenn
> _______________________________________________
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Regards,
Rob M. (USAussie)
The Pedantic Mechanic
Sydney, Australia
'75 Avion - AUS - The Blue Streak TZE365V100428
'75 Avion - USA - Double Trouble TZE365V100426
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| Re: [GMCnet] OK, here we go again... [message #167360 is a reply to message #167343] |
Mon, 23 April 2012 22:27 |
Carl S.
Messages: 4186
Registered: January 2009
Location: Tucson, AZ.
Karma: 13
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Senior Member |
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| nancy mercier wrote on Mon, 23 April 2012 17:37 |
We are with Progressive as of 5 months ago, they refused to do agreed
value. Whom can I get an appraisal from, and what cost. Tucson AZ
On Mon, Apr 23, 2012 at 5:09 PM, Glenn Giere <glenngiere@gmail.com> wrote:
>
>
> I have an agreed value with National Interstate. USAA sent me to
> Progressive and Progressive valued my coach at $1600. Yep, sixteen
> hundred. National Interstate accepted an evaluation from Jim K. and wrote
> the policy accordingly.
>
> Glenn
> _______________________________________________
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Nancy,
I need to do this too. Here is a link to the 'instructions' page on Jim K.'s site:
http://www.appliedgmc.com/level.itml/icOid/490
There is a link on this page to a PDF file of a survey to fill out for an appraisal. I had asked Jim K. if he could do one for me at Shawnee, but he said it would be too hectic there and directed me to this page.
Carl Stouffer
'75 ex Palm Beach
Tucson, AZ.
Chuck Aulgur Reaction Arm Disc Brakes, Quadrabags, 3.70 LSD final drive, Lenzi knuckles/hubs, Dodge Truck 16" X 8" front wheels, Rear American Eagles, Solar battery charging. GMCSJ and GMCMI member
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| Re: [GMCnet] OK, here we go again... [message #167376 is a reply to message #167343] |
Tue, 24 April 2012 00:28 |
George Beckman
Messages: 1085
Registered: October 2008
Location: Colfax, CA
Karma: 11
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Senior Member |
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| nancy mercier wrote on Mon, 23 April 2012 17:37 |
We are with Progressive as of 5 months ago, they refused to do agreed
value. Whom can I get an appraisal from, and what cost. Tucson AZ
|
I am in CA. I called progressive after working with Farmers on agreed value for four months. Sadly at then end Farmers said they couldn't do agreed value.
I called Progressive and they said they could not do agreed value. Somehow I got the number od HiSage, in San Diego. In forty minutes I had agreed value. When the policy came it is written by... Wait for it... Progressive. Go figure.
JimK did the appraisal. I like Matt was bowled over at his replacement figure. I had kept track and had about 15,000 less in improvements from his figure. I talked to Jim and he asked how much of the work I did myself. Lots and lots. Then he said, if something happened and I was older or didn't want to donate my time, that's what it would cost. He was absolutely right.
'74 Eleganza, SE, Howell + EBL
Best Wishes,
George
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| Re: [GMCnet] OK, here we go again... [message #167601 is a reply to message #167467] |
Thu, 26 April 2012 00:12 |
Ken Burton
Messages: 10030
Registered: January 2004
Location: Hebron, Indiana
Karma: 10
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Senior Member |
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After several suggestions from a few GMCers, I decided today to try USAA for my daughters the new Honda Fit.
I have been with State Farm for 38 years and my daughter Heather has been with them for 16 years. State Farm quoted her $1200 per year on the Honda. I checked with USAA and included one of my Blazers along with her new Honda.
The total for the two was $864. I'm going to sign up tomorrow and later this year I'll move my GMC to them.
Ken Burton - N9KB
76 Palm Beach
Hebron, Indiana
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| Re: [GMCnet] OK, here we go again... [message #167624 is a reply to message #167601] |
Thu, 26 April 2012 10:55 |
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Unlike other imsurere, USAA presumes you to be a good driver until otherwise proven, nearly every other insurer sets their rates presuming that you are a bad driver.
On Apr 25, 2012, at 10:12 PM, Ken Burton <n9cv@comcast.net> wrote:
>
>
> After several suggestions from a few GMCers, I decided today to try USAA for my daughters the new Honda Fit.
>
> I have been with State Farm for 38 years and my daughter Heather has been with them for 16 years. State Farm quoted her $1200 per year on the Honda. I checked with USAA and included one of my Blazers along with her new Honda.
>
> The total for the two was $864. I'm going to sign up tomorrow and later this year I'll move my GMC to them.
> --
> Ken Burton - N9KB
> 76 Palm Beach
> Hebron, Indiana
> _______________________________________________
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Terry Taylor
'74 ex-Eleganza SE
San Lorenzo, CA
http://www.n6mon.org
http://dldesignstore.com
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| Re: [GMCnet] OK, here we go again... [message #167625 is a reply to message #167624] |
Thu, 26 April 2012 11:17 |
k2gkk
Messages: 4452
Registered: November 2009
Karma: -8
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Senior Member |
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As a 50+ year member of USAA, I can assure you that
USAA will assign your RV policy to Progressive.
I don't like them for political slant reasons, but I
was able to get AGREED VALUE policy on Money Pit/Pig.
The latter name is what my wife of longer than USAA
membership (by about two months) gave our coach!
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
~~ ~ D C "Mac" Macdonald ~ ~~
~ ~ Amateur Radio - K2GKK ~ ~
~ ~ USAF and FAA, Retired ~ ~
~ ~ ~ Oklahoma City, OK ~ ~ ~
~~ ~ ~ "The Money Pit" ~ ~ ~~
~ ~ ~ ex-Palm Beach, 76 ~ ~ ~
~ www.gmcmhphotos.com/okclb ~
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
> From: n6mon@pacbell.net
> Date: Thu, 26 Apr 2012 08:55:57 -0700
> To: gmclist@temp.gmcnet.org
> Subject: Re: [GMCnet] OK, here we go again...
>
> Unlike other imsurere, USAA presumes you to be a good driver until otherwise proven, nearly every other insurer sets their rates presuming that you are a bad driver.
>
>
>
> On Apr 25, 2012, at 10:12 PM, Ken Burton <n9cv@comcast.net> wrote:
>
> >
> >
> > After several suggestions from a few GMCers, I decided today to try USAA for my daughters the new Honda Fit.
> >
> > I have been with State Farm for 38 years and my daughter Heather has been with them for 16 years. State Farm quoted her $1200 per year on the Honda. I checked with USAA and included one of my Blazers along with her new Honda.
> >
> > The total for the two was $864. I'm going to sign up tomorrow and later this year I'll move my GMC to them.
> > --
> > Ken Burton - N9KB
> > 76 Palm Beach
> > Hebron, Indiana
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