Home » Public Forums » GMCnet » [GMCnet] Trip Cancelled
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| [GMCnet] Re: Trip Cancelled [message #369158 is a reply to message #369157] |
Sat, 19 March 2022 12:47   |
James Hupy
Messages: 6806
Registered: May 2010
Karma: -62
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Don't leave a whole bunch of money to your kids. Do them a huge favor, and
let them experience difficulties in life that only can be overcome by
diligence and effort. They will be way better citizens, that have a sense
of self reliance, instead of an attitude of dependence upon others to
support them.
Insist that public resources be properly managed to maintain
infrastructure like streets, bridges, parks, campgrounds, etc. The less
that governments manage our private lives, the better off we will all be.
Insist that low cost fuels be available so that we can all enjoy the
freedoms of travel and enjoy the great benefits of camping with our GMC's.
Happy Saturday.
Jim Hupy
Salem, Oregon
On Sat, Mar 19, 2022, 10:16 AM Glenn Gregory wrote:
> Money is worth nothing till you spend it. Enjoy what you got left
> --
> HTH.........
> Glenn
> 76 Glensbroke
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| [GMCnet] Re: Trip Cancelled [message #369159 is a reply to message #369158] |
Sat, 19 March 2022 13:07 |
CJV
Messages: 49
Registered: December 2021
Karma: 1
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Now that we are both in our (healthy) 80's, we've decided to hell with conserving money. We've done it out whole lives and now are going to spend it. All the 6 kids are doing well and need nothing. We've no less well off relatives. We've already started with our GMC that requires some work (new Alcoas and tires!) and soon a new final drive and Lenzi front assemblies. It will be fun!!
CJ Vermeulen, Scribbler
From: "jamesh1296"
To: "gmclist"
Sent: Saturday, March 19, 2022 12:47:55 PM
Subject: [GMCnet] Re: Trip Cancelled
Don't leave a whole bunch of money to your kids. Do them a huge favor, and
let them experience difficulties in life that only can be overcome by
diligence and effort. They will be way better citizens, that have a sense
of self reliance, instead of an attitude of dependence upon others to
support them.
Insist that public resources be properly managed to maintain
infrastructure like streets, bridges, parks, campgrounds, etc. The less
that governments manage our private lives, the better off we will all be.
Insist that low cost fuels be available so that we can all enjoy the
freedoms of travel and enjoy the great benefits of camping with our GMC's.
Happy Saturday.
Jim Hupy
Salem, Oregon
On Sat, Mar 19, 2022, 10:16 AM Glenn Gregory wrote:
Money is worth nothing till you spend it. Enjoy what you got left
--
HTH.........
Glenn
76 Glensbroke
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| Re: [GMCnet] Re: Trip Cancelled [message #369161 is a reply to message #369153] |
Sat, 19 March 2022 14:16 |
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Richard RV
Messages: 631
Registered: July 2012
Location: Full-timer for 12 years, ...
Karma: -17
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Senior Member |
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Carl,
I'm glad you're planning another multi-state adventure. We live in a big (very!) beautiful country and I'm glad whenever someone gets to experience a broad cross section. Keep on keeping on. 👍
Richard
'77 Birchaven TZE...777;
'76 Palm Beach under construction;
‘76 Edgemont waiting its turn
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| Re: [GMCnet] Trip Cancelled [message #369168 is a reply to message #369157] |
Sun, 20 March 2022 09:34 |
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Matt Colie
Messages: 8547
Registered: March 2007
Location: S.E. Michigan
Karma: 7
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Senior Member |
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Glenn wrote on Sat, 19 March 2022 13:16Money is worth nothing till you spend it. Enjoy what you got left
Glenn,
You seem to be short on a single, but an important piece of understanding. You have to have it to spend it......
After the kids left and I was no longer fronting education and other related expenses, I put a concerted effort into building a retirement nest egg. I wanted land, but you can't buy a little at a time. Bonds should be safe. Both Corporate and municipal were only some hedges against inflation. But recently several cities have gone bust. Corporate bonds on the other hand have always been legally treated as real property. So, it was as though I had purchased a piece of a building or a large stamping press. This means that even if the selected corporation went with either Chapter 7 or 11, I would still be able to recover a large portion of the principle.
This plan meant that there would be no big expensive toys and vacations would mean mostly visiting parents and friends. We lived this way for 28 years all this for the promise of a comfortable retirement.
Please note: The following is not a political rant. It is facts and these are easily confirmed if you care to do so.
Then these large corporations asked the administration to cosign a loan to get them through the tough time (the actual cause of this is controversial.) The administration agreed, but only if the could take control of said corporations. This was agreed. The larger of these was not about to go bankrupt by any stretch. The administration's people now on the board forced it. All the stock holders lost everything, but the bond holders (like me) thought we could rest on the existing laws. Silly people we were, for the administration people to take all control away from the investors, they just abrogated (remember that word) the existing laws. They could not just take the bonds (that would have been unconstitutional - 4th amendment), so a plan was made to "buy" these bonds from the holders at a decreased value (05%). So, this investment is not completely gone.
The plan administrator wrote us holders a lovely letter. By his best guess, it would cost the plan, after jumping through the flaming hoops the administration had set in the only path, about .03/1$ to recover that. As that would not clear enough to pay his phone bill, he just asked that we not file a suit against his office for the loss. He did provide all the information needed to write this off if one had some gains or income to write it off against. (I did not.) It was a little late for me to restart working on retirement for another 20~30 years.
There were still other investments and pensions, so we are not starving by any means, but we have to be very careful of how and where we do spend what we have. This is not why we are not making it to Patterson. That is because I have gotten too old to work as fast as I used to, so the winter work for Chaumière will not be complete before the required departure date. The 4$ gas would be an issue as it would be over 1k$us just in fuel cost. But we would just cut some of the other excursions of the season to accommodate that. We do have plans to make Lebanon this fall. I should be done with the "winter work" by then.
Matt
Matt & Mary Colie - Chaumière -'73 Glacier 23 - Members GMCMI, GMCGL, GMCES
Electronically Controlled Quiet Engine Cooling Fan with OE Rear Drum Brakes with Applied Control Arms
SE Michigan - Near DTW - Twixt A2 and Detroit
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| Re: [GMCnet] Trip Cancelled [message #369171 is a reply to message #368966] |
Sun, 20 March 2022 10:53 |
jhbridges
Messages: 8412
Registered: May 2011
Location: Braselton ga
Karma: -74
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Senior Member |
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Matt, I took a different direction. I know little or nothing about finance, so when I got a piece of change, I paid off the mortgage. Some years later I got another piece of change and bought the house our kid was living in and renting. As long as I make the taxes, both are secure. A couple of employers were quite successful, and in each instance I ended up with a piece of that. Not great, but the difference in existing and living. Probably the best investment I made was time in the military - mostly reserve - which picks up our health costs at a point where they can be substantial. (over three years the rack rate for a new knee and a pacemaker was a bit over $200K, cost to us $0) If it keeps going like it is, the MRD for the year is going to get us to England, she wants to see the Keeper of the Ravens.
--johnny
Foolish Carriage, 76 26' Eleganza(?) with beaucoup mods and add - ons.
Braselton, Ga.
I forgive them all, save those who hurt the dogs. They must answer to me in hell
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| [GMCnet] Re: Trip Cancelled [message #369174 is a reply to message #369171] |
Sun, 20 March 2022 11:44 |
James Hupy
Messages: 6806
Registered: May 2010
Karma: -62
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Senior Member |
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I learned from a good friend what NOT TO DO. I have a good friend named
Smith. No, really that is his last name. He had a successful office supply
store. Lots of commercial accounts in the Capitol city of Salem. Government
agencies, etc. Then came Office Depot and others. He saw the handwriting on
the wall, and sold his still viable business for a whole bunch of money. He
took that large sum of money and paid off his substantial home mortgage.
That was a smart move. Most of the remainder was burning a hole in his
pocket, so he invested it, along with a whole bunch of others, in a
retirement village. Real upscale deal, assisted living, advanced and
perpetual care, the whole ball of wax. The place filled up almost
immediately, and provided a substantial return to the investment group.
That worked out so well, that the group hired a management staff to build
more of those retirement villages in several states. Managers name was
Jones. Glib of tongue and so crooked that his shadow was twisted. He talked
the group into borrowing against the equity of the successful village to
avoid borrowing from lending agencies. All was good until it wasn't.
Management company filed for Chapter 11 or 13, Smith wasn't sure which, but
that froze all of their assets. Smith and his fellow investors got royally
screwed. All said and done, they realized about $.05 on the dollar of their
initial investments. Didn't leave him homeless, but darned near. Left him
with no retirement except for his substantial home and large collection of
exotic cars. He started by selling off his cars, one at a time for money to
live on. Today, he lives on the modest amount that his fancy home and car
collection brought. Not a wealthy man any more. Sad story. But, I learned a
bunch from him. "DON'T NEVER TRUST ANYONE TO TAKE CARE OF YOU, BUT THE GUY
YOU SEE IN THE MIRROR". Sad deal, but true.
Jim Hupy
Salem, Oregon
On Sun, Mar 20, 2022, 8:53 AM Johnny Bridges via Gmclist <
gmclist@list.gmcnet.org> wrote:
> Matt, I took a different direction. I know little or nothing about
> finance, so when I got a piece of change, I paid off the mortgage. Some
> years
> later I got another piece of change and bought the house our kid was
> living in and renting. As long as I make the taxes, both are secure. A
> couple
> of employers were quite successful, and in each instance I ended up with a
> piece of that. Not great, but the difference in existing and living.
> Probably the best investment I made was time in the military - mostly
> reserve - which picks up our health costs at a point where they can be
> substantial. (over three years the rack rate for a new knee and a
> pacemaker was a bit over $200K, cost to us $0) If it keeps going like it
> is, the MRD
> for the year is going to get us to England, she wants to see the Keeper of
> the Ravens.
>
> --johnny
> --
> Foolish Carriage, 76 26' Eleganza(?) with beaucoup mods and add - ons.
> Braselton, Ga.
> I forgive them all, save those who hurt the dogs. They must answer to me
> in hell
> _______________________________________________
> GMCnet mailing list
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| [GMCnet] Re: Trip Cancelled [message #369181 is a reply to message #369179] |
Sun, 20 March 2022 22:41 |
James Hupy
Messages: 6806
Registered: May 2010
Karma: -62
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Senior Member |
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I know a couple who inherited a large sum of money from her father, who
owned a chain of pharmacies. When he passed away, they inherited most of
it. She sits down at a computer and spends at least the amount of time that
the New York Stock Exchange is in session, every day. She buys and sells
stocks, no broker involved. It has turned into a compulsive behavior with
her. They used to downhill ski, and in the summer they had power boats and
visited many lakes, fishing and swimming and water skiing. Since they
inherited the money, that has absolutely consumed their lives. Sad deal,
really. If that is what wealth does for you, I will pass on it. I have a
retirement income from my career at the Department of Corrections, where I
qualified under police and firefighter contribution rates. Nine years in
the Military contributed a chunk into my Social Security, and the flower
shop that my wife Mary and I owned sold, as well as a life insurance policy
on Mary contributed to my assets. So Judy and I are comfortably retired.
But not frivolous with what we have. If we cannot pay for it, we do not buy
it. No debts except for the remainder of my home mortgage. Worked many
years for this, and we thank our Creator for every morning we can open our
eyes and put our feet on the floor. Love our times in the GMC. We can
afford the fuel costs. Many are not so fortunate. So we feel blessed.
Jim Hupy and Judy Countermine
The Double J Royale Express
Salem, Oregon
On Sun, Mar 20, 2022, 8:13 PM Larry Davick wrote:
> My wife quit smoking many years ago but sagely put her “cigarette money”
> into stock and mutual funds. All these years and she’s had the mindset to
> invest in the S&P 500 or other major low cost funds. It will allow us to
> retire comfortably but not lavishly.
> That coupled with the only thing W2 wage earners have - the 401k will keep
> us from being a burden on on our daughter or y’all (society).
>
> Marry up. It’s the best thing I’ve ever done.
>
> Larry Davick
> 1976 Palm Beach. A
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| Re: [GMCnet] Trip Cancelled [message #369189 is a reply to message #368966] |
Mon, 21 March 2022 14:13 |
jhbridges
Messages: 8412
Registered: May 2011
Location: Braselton ga
Karma: -74
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Senior Member |
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Susquehanna -Pfaltzgraff for whom I worked for some several years (yes, the fine china folks - they had radio stations as well) initially had a formal pension plan. Pays me a couple hundred a month. They morphed it into a 401K plan, their match ran 6 to 10% depending the year and how well we did last year. The kids working there never used it, which was beyond me. They're gonna GIVE you more money and you don't want it? I took ever bit I could get. Paid off, too.
--johnny
Foolish Carriage, 76 26' Eleganza(?) with beaucoup mods and add - ons.
Braselton, Ga.
I forgive them all, save those who hurt the dogs. They must answer to me in hell
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| [GMCnet] Re: Trip Cancelled [message #369196 is a reply to message #369189] |
Mon, 21 March 2022 15:31 |
jhbridges
Messages: 8412
Registered: May 2011
Location: Braselton ga
Karma: -74
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Senior Member |
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Sure did the same as an FAA radio tech. They would match a maximum
of 5% and the last five years I was putting in 20% of my gross pay.
D C "Mac" Macdonald
Amateur Radio - K2GKK
Since 30 Novemb'53
USAF and FAA, Ret'd
Member GMCMI and Classics
Oklahoma City, OK
"The Money Pit"
TZE166V101966
'76 ex-Palm Beach
k2gkk + hotmail dot com
wwww.gmcmhphotos.com/okclb
________________________________
From: Johnny Bridges via Gmclist
Sent: Monday, March 21, 2022 14:13
To: gmclist@list.gmcnet.org
Cc: Johnny Bridges
Subject: [GMCnet] Re: Trip Cancelled
Susquehanna -Pfaltzgraff for whom I worked for some several years (yes, the fine china folks - they had radio stations as well) initially had a formal
pension plan. Pays me a couple hundred a month. They morphed it into a 401K plan, their match ran 6 to 10% depending the year and how well we did
last year. The kids working there never used it, which was beyond me. They're gonna GIVE you more money and you don't want it? I took ever bit I
could get. Paid off, too.
--johnny
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Foolish Carriage, 76 26' Eleganza(?) with beaucoup mods and add - ons.
Braselton, Ga.
I forgive them all, save those who hurt the dogs. They must answer to me in hell
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| Re: [GMCnet] Trip Cancelled [message #369199 is a reply to message #368966] |
Mon, 21 March 2022 16:31 |
jhbridges
Messages: 8412
Registered: May 2011
Location: Braselton ga
Karma: -74
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Senior Member |
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Dunno why Mac's post sez it was from me. Patrick?
Anyhow, I turned the FAA down because I was in a Guard unit and they wouldn't give a Certificate of Availability and my draft board would salivate. So I went into broadcast engineering instead.
After reading a couple of your experiences, I'm glad I just stuffed the retirement loot in a couple of funds. The pros are/were way better than me at investing. True the up isn't as great, but neither was the down. Went down 9 - 10% in 2008 - 9, recovered it by 2012, up nicely per year since.
--johnny
Foolish Carriage, 76 26' Eleganza(?) with beaucoup mods and add - ons.
Braselton, Ga.
I forgive them all, save those who hurt the dogs. They must answer to me in hell
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| [GMCnet] Re: Trip Cancelled [message #369200 is a reply to message #369199] |
Mon, 21 March 2022 16:59 |
jhbridges
Messages: 8412
Registered: May 2011
Location: Braselton ga
Karma: -74
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Senior Member |
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My reply was in response to your post, Johnny which sowed.
Mac in OKC
Sent from my iPhone
On Mar 21, 2022, at 16:32, Johnny Bridges via Gmclist wrote:
Dunno why Mac's post sez it was from me. Patrick?
Anyhow, I turned the FAA down because I was in a Guard unit and they wouldn't give a Certificate of Availability and my draft board would salivate.
So I went into broadcast engineering instead.
After reading a couple of your experiences, I'm glad I just stuffed the retirement loot in a couple of funds. The pros are/were way better than me at
investing. True the up isn't as great, but neither was the down. Went down 9 - 10% in 2008 - 9, recovered it by 2012, up nicely per year since.
--johnny
--
Foolish Carriage, 76 26' Eleganza(?) with beaucoup mods and add - ons.
Braselton, Ga.
I forgive them all, save those who hurt the dogs. They must answer to me in hell
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Foolish Carriage, 76 26' Eleganza(?) with beaucoup mods and add - ons.
Braselton, Ga.
I forgive them all, save those who hurt the dogs. They must answer to me in hell
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| Re: [GMCnet] Re: Trip Cancelled [message #369207 is a reply to message #369174] |
Mon, 21 March 2022 22:56 |
Carl S.
Messages: 4186
Registered: January 2009
Location: Tucson, AZ.
Karma: 13
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Senior Member |
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I've always had a low budget mindset, and fortunately my wife shares this trait with me. Our newest vehicle is the 2003 Tracker we tow behind the GMC, We live in a $800,000.00 home, but only because I spent every evening and weekend building it myself. Still, spending this much on gasoline for a trip is hard for us, even though our financial advisor says we have nothing to worry about at this point.
We feel that doing the things we want and have saved for is important enough to just suck it up, get over the low budget mindset, and go for it. Hopefully it will all work out and we will stay on the right trajectory.
Carl Stouffer
'75 ex Palm Beach
Tucson, AZ.
Chuck Aulgur Reaction Arm Disc Brakes, Quadrabags, 3.70 LSD final drive, Lenzi knuckles/hubs, Dodge Truck 16" X 8" front wheels, Rear American Eagles, Solar battery charging. GMCSJ and GMCMI member
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| Re: [GMCnet] Re: Trip Cancelled [message #369210 is a reply to message #369207] |
Tue, 22 March 2022 11:07 |
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Richard RV
Messages: 631
Registered: July 2012
Location: Full-timer for 12 years, ...
Karma: -17
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Senior Member |
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This is how millionaires are made, Carl... but I guess you already discovered that. 😉
Richard
'77 Birchaven TZE...777;
'76 Palm Beach under construction;
‘76 Edgemont waiting its turn
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| [GMCnet] Re: Trip Cancelled [message #369214 is a reply to message #369210] |
Tue, 22 March 2022 14:54 |
CJV
Messages: 49
Registered: December 2021
Karma: 1
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Member |
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60 years ago I learned in Economics 101 ( I have a Masters in Economics) that the effort to accumulate money was a waste of time and effort, UNLESS your goal was to reinvest to make more money, and/or to spend the money on items and events that pleased you. When I retired in 2000, I moved to a small, wealthy town with excellent health care facilities and bought a derelict stone house. Over the next 20 years I rebuilt the house from scratch, and only took on consulting jobs that interested me. (In my working life I had been an employee, a public servant and business owner. The business being a self built consulting company working over most of western Canada and the US west coast.) Last year I sold the stone house for many more times than I had paid for it and moved into a luxury 2 bedroom, 2 bathroom garden apartment.
Then bought a GMC and am rebuilding it to travel. I've added considerably to my art and coin collection and am planning on travelling the world (when I'm not in my GMC). My ultimate goal is to leave this world broke with a huge smile on my face. My four kids, grand and great grand kids are all doing very well and don't need anything from me.
My message? What's the point of dying with a sock full of cash in the bank? Don't just accumulate money, nor live such a frugal life style that you will be saying on your death bed, "I wish I had....."
CJ Vermeulen, Scribbler
From: "Richard"
To: "gmclist"
Sent: Tuesday, March 22, 2022 11:07:01 AM
Subject: [GMCnet] Re: Trip Cancelled
This is how millionaires are made, Carl... but I guess you already discovered that. 😉
Richard
--
'77 Birchaven TZE...777;
'76 Palm Beach under construction;
‘76 Edgemonte waiting its turn
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| [GMCnet] Re: Trip Cancelled [message #369215 is a reply to message #369214] |
Tue, 22 March 2022 15:59 |
Bikertrash
Messages: 16
Registered: August 2021
Location: Northern Indiana
Karma: 0
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Junior Member |
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Wow, I have always been very frugal (cheap! lol) and we are not rich at all
but this last sentence has really struck a chord with me "nor live such a
frugal life style that you will be saying on your death bed, "I wish I
had....." "
Thank You, I think a change is coming!
On Tue, Mar 22, 2022 at 3:54 PM CJV wrote:
> 60 years ago I learned in Economics 101 ( I have a Masters in Economics)
> that the effort to accumulate money was a waste of time and effort, UNLESS
> your goal was to reinvest to make more money, and/or to spend the money on
> items and events that pleased you. When I retired in 2000, I moved to a
> small, wealthy town with excellent health care facilities and bought a
> derelict stone house. Over the next 20 years I rebuilt the house from
> scratch, and only took on consulting jobs that interested me. (In my
> working life I had been an employee, a public servant and business owner.
> The business being a self built consulting company working over most of
> western Canada and the US west coast.) Last year I sold the stone house for
> many more times than I had paid for it and moved into a luxury 2 bedroom, 2
> bathroom garden apartment.
> Then bought a GMC and am rebuilding it to travel. I've added considerably
> to my art and coin collection and am planning on travelling the world (when
> I'm not in my GMC). My ultimate goal is to leave this world broke with a
> huge smile on my face. My four kids, grand and great grand kids are all
> doing very well and don't need anything from me.
> My message? What's the point of dying with a sock full of cash in the
> bank? Don't just accumulate money, nor live such a frugal life style that
> you will be saying on your death bed, "I wish I had....."
>
> CJ Vermeulen, Scribbler
>
>
> From: "Richard"
> To: "gmclist"
> Sent: Tuesday, March 22, 2022 11:07:01 AM
> Subject: [GMCnet] Re: Trip Cancelled
>
> This is how millionaires are made, Carl... but I guess you already
> discovered that. 😉
>
> Richard
> --
> '77 Birchaven TZE...777;
> '76 Palm Beach under construction;
> ‘76 Edgemonte waiting its turn
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> _______________________________________________
> GMCnet mailing list
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--
Scott Campbell
Jack of All, Master of None!
President AMCA River Valley Chapter
Member GMCMI & Great Lakers
1980 FXEF, 1997 XL, 2000 FLHT, 2014 FLD
1982 Chevy G20
1973 GMC Glacier Motorhome
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Scott & Mindy Campbell
Northern Indiana
1973 26' Glacier, 88,000 miles, 16" Alcoa Wheels, Rust free frame (painted), Stock air suspension, New fuel lines & sending units, New brake lines, Stock front end, Onan generator Newer Coleman A/C
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| Re: [GMCnet] Trip Cancelled [message #369382 is a reply to message #368966] |
Mon, 04 April 2022 09:11 |
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74_Coach
Messages: 71
Registered: July 2019
Location: Arroyo Grande, CA
Karma: 0
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Out here in CA, gas has always been expensive especially on the coast where I live. $5.87 for the low octane and $6.01 for middle grade @ Shell and the price just gets worse the closer you get to highway interchanges.
Ed Clerkin | 1974 GMC Canyon Lands 26’
Central Coast CA
[Updated on: Mon, 04 April 2022 09:13] Report message to a moderator |
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| Re: [GMCnet] Trip Cancelled [message #369495 is a reply to message #368966] |
Fri, 15 April 2022 20:01 |
tphipps
Messages: 3005
Registered: August 2004
Location: Spanish Fort, AL
Karma: 9
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Senior Member |
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After returning from FMCA Tucson rally, 3200 miles at 8.6 mpg, I finally realized that I had no desire to be the richest man in the graveyard.
Just saying..
2012 Phoenix Cruiser model 2552
KA4CSG
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